We've been told we can borrow enough money to purchase a house for £250k, and have fallen in love with a house that is £235k. So in theory if we were to put in an offer on this house, could we still borrow the full amount and use that extra £15k to furnish and redecorate or would we only be able to borrow the amount we pay for the house?
Read more: Can you use excess mortgage money for renovations and furniture?
