Me and my husband are applying for a mortgage and the bank refused to give us one as there was an outstanding credit in my name. It was a mobile phone account which I thought was closed 2 years ago but apparently had ã21 outstanding which now are ã66. We never received mail but we had moved homes and we never got an email regarding this outstanding value. If i pay it now, will my credit score improve? As it says it will show for a total of 6 years. Will I be given a mortgage if i pay the outstanding ã66?
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Bank refused to give us a mortgage because we had outstanding credit?