Sunday, December 23, 2018

Can past debts affect my mortgage appliation in Britain? How far back do they look in your debt history?

Between 2005 and 2007 I got in a huge amount of debt with loan companies, catalogues, etc. I was thousands of pounds in debt. I never paid one penny back.
Bailiffs looked for me but never found me. I changed address and number. I didn't care. I was partying a lot back then and was never in one place for too long.
But today I care, I got children to look after and a good permanent job to keep.
I want a mortgage to buy a house.

Read more: Can past debts affect my mortgage appliation in Britain? How far back do they look in your debt history?

If cons showed even half the effort on good will toward their fellow man as they did the border wall, would anyone to hungry this christmas?

Some cons are taking out multiple mortgage on their homes to donate to a gofundme that can even legally achieve its goals.

Read more: If cons showed even half the effort on good will toward their fellow man as they did the border wall, would anyone to hungry this christmas?

Friday, December 21, 2018

Ex Wife's Name on Title Deeds?

I bought a piece of land 30 years ago and my ex wife's name was on the title deeds. We divorced and I gave her a mortgage free house, taking all the debt with me. I did not realise her name was on the deeds until last year. I have a house and other buildings on the land now and have multiplied it's value. It is clear in the affidavit that she also thought the field was solely in my name. The issue is now going to court. Does she have any ownership in this situation?

Read more: Ex Wife's Name on Title Deeds?

When applying for a personal loan, what do I claim my expenses are?

My partner and I own a house (the mortgage is in both our names) and our monthly expenses, which we split evenly, total about $1300 combined.

If I apply for a small personal loan under my own name and they ask what my expenses are (mortgage, utilities, etc.) can I say it's half of the $1300 (since I only pay half) or do I have say my expenses are $1300 ?
Added (1). I should also add - I'm not applying for the loan through the same bank that has our mortgage

Read more: When applying for a personal loan, what do I claim my expenses are?

Thursday, December 20, 2018

Should i get a decision/mortgage in prinicple?

I'm told having one makes me a more attractive/serious buyer. However, i'm also told it expires after 90 days amd affects my credit score. Should i get one it expires, would a second one knock my score? As a result, should i get one once a make a formal offer on a house.

Read more: https://allmortgage.net/forum/should-i-get-a-decision-mortgage-in-prinicple.html

Wednesday, December 19, 2018

Who could have predicted that the guy who operated a scam university would turn out to be running a scam Trump foundation?

Even, a scam modeling agency, a scam airline and sold scam mortgages, scam steaks, scam vodka and even scam water

Read more: Who could have predicted that the guy who operated a scam university would turn out to be running a scam Trump foundation?

What can I do to convince my dad to retire when his business keeps losing money?

He used to borrow money from his dad to keep his business afloat and to pay his mortgage. The business has never been successful.

Now he keeps having to extend the line of credit on his and my mom's house to keep his business afloat. If they sold the house (valued at about $1 million) and moved into a smaller house, they wouldn't have money problems. The house and property are commercially zoned so the business would have to fold too.

However, he says that he would rather have a stroke behind the wheel of his truck than retire and that if he didn't have his business his life would have no meaning. He's 66. My mom is upset and hates the stress of constantly being in debt and not having money for groceries

Read more: What can I do to convince my dad to retire when his business keeps losing money?

Mortgage holder owns part of your home. Should your property tax be reduced & mortgage holder pay proper tax on the amount of the mortgage?

Mortgage holder owns part of your home. Should your property tax be reduced & mortgage holder pay proper tax on the amount of the mortgage?

Read more: Mortgage holder owns part of your home. Should your property tax be reduced & mortgage holder pay proper tax on the amount of the mortgage?

Tuesday, December 18, 2018

If I waited to deposit my cash income until the very end of the year and not as it came in, will mortgage lenders find this suspicious?

If I waited to deposit my cash income until the very end of the year and not as it came in, will mortgage lenders find this suspicious?

Read more: https://allmortgage.net/forum/if-i-waited-to-deposit-my-cash-income-until-the-very.html

Monday, December 17, 2018

Sunday, December 16, 2018

Can you ever get back together with your ex husband?

I'm divorced but I'm still friends with my ex husband. When we were married he worked and put me through college. My ex husband used his contacts in business to find me the ideal job when I graduated from college. I did well in that job and got promoted several times.

I recently received an inheritance and I felt a moral obligation to repay my ex husband some of the money he spent on putting me through college. I gave my former husband $50,000 from my inheritance. He did not want to take it but I insisted. Then something happened that just blew me away.

I got a letter that my condo mortgage of $50,000 had been paid in full. I could not figure out how that happened until I remembered that my ex husband was still on the mortgage. The bank told me he came in with a cashiers check for $50,000 and paid off my mortgage. Now I have a house free and clear.

My single girlfriends that I told about this wanted to know if I would be upset if they dated him. They said he sounds like a GREAT GUY and they can't understand why I had divorced him. I'm now giving a lot of thought of trying to get back together with him. I think I made a BIG mistake divorcing him. I was very young when we divorced. I'm MUCH more mature now.

What do you think of my odds of getting back with him.

Read more: https://allmortgage.net/forum/can-you-ever-get-back-together-with-your-ex-husband.html

If market interest rates tripled would you personally be better off or worse off?

In other words you can now put your savings in a bank and make triple the return. Fixed mortgages will stay the same

Unless you're very very stupid and have ccdebt or car debt or college debt or medical when you could have found care within your means,

I assume most of you want higher not lower interest rates. So why is the Fed not raising em faster?

Read more: https://allmortgage.net/forum/if-market-interest-rates-tripled-would-you-personally.html

Is it true that many people can't afford expensive or luxurious things?

For example, cars. I hear a lot of people need to get loans. Another example, houses… A lot of people need a mortgage.

Read more: https://allmortgage.net/forum/is-it-true-that-many-people-can-t-afford-expensive-or.html

Can you pay mortgage payments months ahead of time like you can pay rent months ahead of time?

I'm moving to another state and I plan on purchasing a home. I would like to pay my mortgage at least 6 months ahead of time just like some people may pay rent months ahead of time. Can I pay my monthly mortgage months ahead of time?

Read more: https://allmortgage.net/forum/can-you-pay-mortgage-payments-months-ahead-of-time-like.html

Saturday, December 15, 2018

Did Trump pay off the mortgage of the Good Samaritan who changed his flat tire on his limo in 1995?

Did Trump pay off the mortgage of the Good Samaritan who changed his flat tire on his limo in 1995?

Read more: Did Trump pay off the mortgage of the Good Samaritan who changed his flat tire on his limo in 1995?

How does mortgage refinance work?

I want to buy a house, fix it, then rent it out. But I see a lot of people online saying to refinance and buy another house and do the same thing. But what happens to my current mortgage?

Read more: How does mortgage refinance work?