So I reached out to my bank, and they told me that they won't even consider giving me a modification unless I'm more than 60 days late on my payments. So do I also have to be late on my credit card payments or is it okay if I still continue to make my other monthly minimum payments on time? I don't want to be denied because I managed to pay other debts, rather than the mortgage. Any advice would be very helpful, as I have no idea what the bank is looking for to approve this modification, and also don't want to add any unnecessary blemishes to my credit. (besides the late mortgage payments). THANKS!
Read more: I am trying to get a mortgage loan modification - What should I do about credit card payments?
