How can first time buyers buy a house?

We are looking to buy a house and have a little money saved up. I know there's more schemes trying to get people to buy but we have no clue what we are doing with it. It's so difficult. How can people afford to buy houses for the first time? We have spotted our fav house but just cannot get a mortgage together? Any advice? Going to a mortgage advisor this week to discuss but don't know were the best deals are. Thanks

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