Bought our house a year and a 3 months ago. When we bought it, we didnt have significant enough credit history so the house was purchased by family. A few months later, house was quit claim deeded to me. We are now trying to refinance the loan or get a new loan in my name a year and 2 months later. We started the process a month ago at which time i had a per-diem on call job and a brand new full time job. I quit my fulltime job 2 weeks ago and now have my perdiem job at which i pickup full time hours at every week. Question is, is there anyway to get that new loan even with me quitting my new full time job? Payments have been coming out of my bank account every month since purchase and i have been at my per-diem job since purchase. No late payments. Mortgage broker told me the news that most likely not and now im super bummed that i hadnt informed him of my planned resignation.
Read more: Can i refinance a mortgage if i quit my fulltime job?
