Applied for a mortgage with Chase and it was taking months literally so we switched and went with Quicken Loans. We've been trying since January to get a mortgage. It was supposed to close the 9th of June since you pay for the lock in rate and it's supposed to be done within that time. Here it is the 12th of June and now they're saying it will be the 24th of June. Their reason being is something to do with waiting on all the appraisal stuff to be done. This is the exact thing Chase told us month after month. Either that or needing more documents. I'm starting to feel like it's going to be impossible to get a mortgage. I could understand if their were problems. We have great credit, a stable income, never miss payments on anything so what is the problem? I just feel tired of waiting. I just want to say screw it and give up but we need the mortgage. Also, I'm concerned that the lock in was until the 9th. Since we paid for the lock in so that we would have lower rates what happens now that it has ended? Does that mean that's down the drain and you wasted money for nothing? I just need advice so any would be appreciated greatly.
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