At the moment, my Wife & i have the mortgage (& house deeds) in our joint names.
We have been looking at changing mortage providers. She's on a higher salary now and i have become self-employed.
The mortgage we've now been offered to change to is based on her salary alone & would require my name to be taken off the mortgage & house deeds.
If this happens & my name is removed from the mortgage, would that adversely affect my credit rating? My understandings was that if you have a mortgage on a house & show you part-own property of high value then your credit score is better. Please advise if it would badly affect my credit score. Thanks.
Read more: Will removing my name from our joint mortgage affect my credit rating?
