Thursday, October 9, 2014

Husband can't/won't refinance and refuses to sell house?

When my ex-husband and I filed for our dissolution, we completed the paperwork ourselves. For the sake of just getting it done and over with, I signed off on it without really doing some homework. The only thing he wrote regarding the mortgage/house is that he is to retain possession of the house and I was to sign a quit claim deed. I was advised not to sign the quit claim deed until he either assumed the loan or refinanced. He was denied the assumption (wouldn't give me "specifics"). He now is stating he will "look into" refinancing. I mentioned (because it's been fairly civil until this point) that if the refi gets denied, we will need to sell the house. He is refusing to do so (sell the house) and not sure now if he will even look into refinancing because I have definitely, for lack of a better statement, pissed him off. So my question is, since I signed off on dissolution papers stating nothing about refinancing/selling, am I essentially screwed? Or do I have any options? Just would like some opinions before I invest in a lawyer - which, I know, should have happened in the first place.

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