We mortgage our home, my husband died two months after we sign the mortgage as husband and wife, we pay the bank to do all paper works, I never know what I was signing he did not know he was dying, I don't have money to pay the mortgage, but I sign the loan. I am being force to pay the loan. He had two younger kids. I don't want to pay the loan because the property will not be transferred to my name even I will pay because of the younger kids. Now the Home insurance is due, the mortgage company is asking me to show that I have home insurance, when he was alive the home insurance is added in the escrow, now I don't pay the mortgage their is no escrow, the mortgage company send me and final notice to submit a proof of home insurance or they will buy from their end and they say it will cost $550 a month if they will buy the home insurance. R my name?
Read more: Can I buy an insurance for a home I am living in even if the title of the property is not under my name?
