Or even refinance our mortgage? If I pay off our credit card, we'll have $80 extra/mth.
If I don't pay off our escrow balance, we'll have to pay $200 more per month for our mortgage payment. We might be able to borrow the amount of the negative escrow balance with a refinance and save quite a bit on our mortgage payment. What's your advice?
Read more: Should I pay for negative escrow or pay off credit card?