My wife and I are 23 and 24, we have a income of $44K (verifiable) ( we actually get more)
My credit score is 695 and hers is 754.
100% payments
12 accounts open
4 credit cards with total of 15K credit and a $1800 balance.
a 10K debt on our car with $270/month
and a average length of 3.5 years open
We could have $10K for a DP- plus or minus a program that may give us a grant (Ex a local program can give us 5% Down)
My wife has been in same field for 5 years (from what she graduated with) and I have been for only one year with a degree in aviation.
We would want a $160K or less with a $800 or less a month payment.
Do we look into FHA or a regular bank with out FHA
Read more: Think we'd get approved for a mortgage?
