How likely is it that we ll be given a mortgage?

My husband and I are really hoping to buy our first house in 2016. We ve managed to pull together £20,000 in savings. I work as a specialist nurse and am currently on £27,000 a year which will build to £35,000 over the next 7 years. My husband is self employed though and although he earns roughly the same as me he has a lot of outgoings for work such as his car and tractor so all in he brings home about £10,000 after expenses and tax are paid. We know we can afford the repayments and we re very good at budgeting (our savings are proof of it) but will a bank see that as well or will they expect us to build a bigger deposit and wait for my husbands to have a slightly higher income?

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