House vs Apartment: In The Long Run?

If you've owned a house and apartment, this question is geared towards you.

Which is more cost effective in the long run?

Example: How much do utilities/property tax/insurance,etc, collectively cost per year, for a homeowner?

If you have no mortgage(buy upfront), would a house be a better option?

Also planning to have children. Between 1-3.

An apartments total costs average around $13,000 annually.
In comparison (without mortgage), how much would annual bills be for a house?

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