If I'm in the process of trying to modify my mortgage (in the final stages now)?
Added (1). Can I now apply for the Hardest Hit program (of NJ) which is for people in my circumstance? I lost my husband in February of this year and probably about 70% of my income due to that. I can't afford the mortgage payment he was paying. The modification will help, but the Hardest Hit program will ensure I won't lose my house.
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