I live at home and never paid bills apart from gym memberships, etc. On experian it says my credit score is 900. I have been offered a Credit Card and loans.
But my friend is getting a Credit Card because she wants to bump her credit up and said the only way to bump her Credit Score up to 700 next year is by getting a Credit Card and paying her bills and what she usually would pay out of her money with the credit card ( she's moved out but her mum is paying her rent)
So i'm confused, can you have a credit score without having a credit card and never taking a loan, mortgage or paying any bills like gas.
Read more: Can you have a credit score with no mortgage, bills, loans? (UK)?
