Saturday, May 7, 2016
Would a mortgage lender know that I deposited a check into a separate account I did not disclose with them?
I m in the process of purchasing a home and I m aware that they say don t deposit large amounts of cash/checks into your bank account. What happened was a teenager rear ended my car and her mom didn t want to go thru insurance to fix because her daughter had just totalled a previous vehicle last month. So she has written me a check for over a thousand dollars to pay for the repairs to my vehicle. However I m scared that if I deposit it into my primary account they it will throw up a red flag and I d have to go through additional steps that I feel would be suspicious to them. So I was thinking I could just deposit it into another account that i told my loan originator about in which he didn t worry about including on the application because it had such a low amount of money in it. I m just paranoid and want this house really bad and don t want to mess it up.
Thanks!
Read more: Would a mortgage lender know that I deposited a check into a separate account I did not disclose with them?
Above Ground pool and FHA rules?
I am a first time home buyer and using an FHA loan to finance. The house I m buying is as-is and I have waived home inspection. (A family member who does inspection deemed the house in good condition).
However, there is a poorly maintained above ground swimming pool on the property. It looks like it could just need a new liner, but is currently empty. Will this have any affect on my FHA appraisal or inspection?
Read more: Above Ground pool and FHA rules?
Friday, May 6, 2016
How do people afford a one million pound house?
People who live in million pound houses? How much do they usually earn a year? In England
Read more: How do people afford a one million pound house?
How much house can i get approved for with 30k/year?
How much house can i get approved for with 30k/year?
Read more: How much house can i get approved for with 30k/year?
Cons What happens when Capitalists no longer have access to OPM to underwrite the cost of their dreams?
Cons What happens when Capitalists no longer have access to OPM to underwrite the cost of their dreams?
Added (1). @ Robby
No
All mortgages use OPM
Read more: Cons What happens when Capitalists no longer have access to OPM to underwrite the cost of their dreams?
Can a single woman (no children) afford to live in a house alone?
I m 22. Going to be 23 in 2 weeks. I want to leave my abusive boyfriend, return to my home town and get a full time job again. There s a home (roughly $86,000 for a 4 bed 1 bath) and it has 1,484 square feet of property. Is it even possible for a single woman to afford a home rather than an apartment. The mortgage is roughly $280 a month… Does anyone have any experience being a single house owner? Is it easier when you re not with anyone?
Read more: Can a single woman (no children) afford to live in a house alone?
How many years would it take to pay a 300k house?
Let's say the wife is earning 150k an year and husband is earning 100k. Planning to pay a 20k down payment and 2k every month.
Read more: How many years would it take to pay a 300k house?
Thursday, May 5, 2016
The Middle Class and Manufacturing?
"The middle class is shrinking because we no longer have a strong manufacturing base"…
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This is the realities.
Manufacturing is not a Middle Class Job.
Its a Working class job.
Its poor.
That's what kind of a job it is.
Its a No Skills, No Qualification job, where the people who work those jobs are treated liks sh!t, have no authority, are subservient to All levels of Management including the Foreman.
Are poorly paid.
And work in nasty, unsanitary, unsafe, unprofessional, hot, horrendous conditions.
You wont be middle class by working a
sh!t job like that.
I'm sorry.
That's how it is.
Middle class Jobs are the kinds of people that are behind the desk when you go to the bank and want to take out a mortgage, or buy stocks or bonds, or open an account or open a savings account.
The kinds of people that sell you a house.
The kinds of people that they call the "Manager" at an apartment complex.
The Kinds of people over at Blue Cross and Blue Shield, when you buy Insurance.
The people that are teaching your kids.
The people that are giving out Flu Vaccines.
That's middle Class.
Added (1). Between $50,000 and $200,000 a year
Read more: The Middle Class and Manufacturing?
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