Hoe big is the impact on your mortgage application if yiu fail a credit check for a phone contract?

i'm thinking of applying for a motgage and also want a new phone.there's a chance i might get declined as i'm new to the country. Is it worth taking the risk?

Read more: https://allmortgage.net/forum/hoe-big-is-the-impact-on-your-mortgage-application-if.html

Why buy a house and pay taxes, mortgages and cut the grass?

Why buy a house and pay taxes, mortgages and cut the grass?

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I missed the last 3 payments of my mortgage before selling my house. As a result my credit dropped. Is it posible to restore it in 6 months?

I missed the last 3 payments of my mortgage before selling my house. As a result my credit dropped. Is it posible to restore it in 6 months?

Read more: https://allmortgage.net/forum/i-missed-the-last-3-payments-of-my-mortgage-before.html

Why is it taking so long to complete on our first house?

Hi, so me and my partner have been in the process of buying our first house since January. We live in the UK and viewed the property back in January it is now 7th of June as I ask this. We've had our offer accepted, sent off deposit and payed all solicitors fees. We then got told that there will be completion on notice after the solicitors rang and confirmed exchange of contracts two weeks ago. The sellers are waiting for their new build to be finished and told us when viewing the property that they can move out before their new place is built to one of their parents until their place is finished. So now we're ready to complete everything is done our end and we still have no completion date. We popped into the estate agents and they have said it could take 6-8 weeks to complete which is very frustrating as we were under the impression the sellers were moving out for us to move in. I hope someone can help with this as I'm stressed thinking they're going to keep delaying us I've took out house insurance and won't be living there yet so whatever happens there? I also don't want it to be pushed back and our mortgage offer expire why couldn't the estate agents and solicitors tell us this before we wouldn't have released our money until closer to completion.

Read more: https://allmortgage.net/forum/why-is-it-taking-so-long-to-complete-on-our-first-house.html

How can I get approved for a mortgage given my situation?

I'm a pipe fitting apprentice starting my 3rd year of a 5 year apprenticeship. I'm making half of the journeyman rate now and they make around 85k a year. Lol good luck with that right? So when we find a house my father-in-law is going to live with us and split the mortgage with me until I can afford it. Only problem is where I live the house we need is going to be around 200k. We will be able to afford it easily but how would I even get approved for that mortgage? Would he have to cosign or something? Please explain (first time home buyer)

Read more: https://allmortgage.net/forum/how-can-i-get-approved-for-a-mortgage-given-my.html

If Congress really wants to help lower- and middle-income taxpayers, eliminate the mortgage interest deduction. Do you agree?

If Congress really wants to help lower- and middle-income taxpayers, eliminate the mortgage interest deduction. Do you agree?

Read more: If Congress really wants to help lower- and middle-income taxpayers, eliminate the mortgage interest deduction. Do you agree?

Mortgages and gifting deposits- what can I do?

So have a mortgage with Halifax, but may want to put mother on the mortgage as shell likely live in the house in the winter months when I'm away. Issue is she gifted me part of a deposit some two years ago (£20,000). How do I get around this? Do I simply return the £20,000 back to her? Does putting her on the mortgage nullify the signed letter that she would have no interest in? What can I do? Don't want to be doing anything illegal!

All the best,

Aaron -

Read more: https://allmortgage.net/forum/mortgages-and-gifting-deposits-what-can-i-do.html

Would borrowing student loans affect closing on mortgage?

I currentry only owe 4000 in students loans. We're already currently conditionally approved for our mortgage and close from 11/20-01/20 once our house in done being built. Would borrowing about 2000 from fasfa affect closing on fha loan? I heard It wouldn't but would like more opinions on this.

Read more: https://allmortgage.net/forum/would-borrowing-student-loans-affect-closing-on.html

£505 outstanding mortgage made payment of £636 what is final balance?

£505 outstanding mortgage made payment of £636 what is final balance?

Read more: https://allmortgage.net/forum/505-outstanding-mortgage-made-payment-of-636-what-is.html

I'm worried now that I have changed my career?

My new employer knows I have no expierence in the hospital/emergency department environment but they have offered me the job! I'm so happy about this however, I have dealt with mortgages since I have left school (6years) as I say… I'm so happy to have the new job but I'm worried I won't be good at it

Read more: https://allmortgage.net/forum/i-m-worried-now-that-i-have-changed-my-career.html