How do we get FHA loan without rma?

We're trying to buy a property on a private road. One of the other owners is refusing to sign the rma. That is preventing us from getting the loan! Conventional is too expensive… Is there any way we can work around it? He doesn't even need to do any work, we just need him to sign to say he has no responsibilities!

Read more: https://allmortgage.net/forum/how-do-we-get-fha-loan-without-rma.html

Looking into buying a house for the first time; is it possible to get a mortgage if one spouse has bad credit & the other has good credit?

Looking into buying a house for the first time; is it possible to get a mortgage if one spouse has bad credit & the other has good credit?

Read more: https://allmortgage.net/forum/looking-into-buying-a-house-for-the-first-time-is-it.html

Career Advice Needed?

I graduated from college in 2016. After graduating I worked for a bank for a little over a year and worked in the mortgage industry for almost a year. I got laid off at the beginning of this year. I found a job in less than two months. The person training me at this job was rude and disrespectful at times. After about 6 weeks I told my boss about this because I wanted the situation to improve, I asked for advice on how to improve my working relationship with my co worker. I was fired the same day, I was told I wasn't meeting their expectations and wasn't a good fit. I was shocked this is the first time I had ever been fired. So now I'm looking for a new job, I think its best if I don't put this job on my resume since I didn't even work there two months. My question is will a prospective employer find out that I didn't list this job on my resume with a background check? Also I'm probably going to have to take a pay cut on my next job
I started out making 32K a year, then 37K and I was recently at 41K. How much of a pay cut should I take?

Thanks in advance
Added (1). I just want to add more to this:
1. The comments that were made to me were "Can you read", "Did you smoke weed and forget", "How did you graduate school". The person was 2 years younger than me. These comments were made to minor mistakes while I was being trained during the first 2-3 weeks. After the 4 week I was working independently for the most part and avoiding my co worker because she had a rude attitude. Everyone that I asked for advice for said to talk to my co-worker about it.
Added (2). Or talk to my boss about it
I approached my boss to ask how I was doing, she turned the question around and asked me the same thing. I said that I feeling like I'm continuing to improve and working independently. Then she asked if I'm having any issues. I said I would like advice on how to improve my working relationship with my co- worker because I told her while I was being trained she was making rude and disrespectful comments. She asked for examples and I told her what she said.
Added (3). Then a few hours later, my boss took me into the dept manager's office. He told me that I wasn't doing well and I'm not a good fit. I said this is the first I'm hearing about this and he said it is just not working out.

I only have a 3 month gap for employment and it isn't that long in my opinion. I think it's best that I leave it off.

Read more: https://allmortgage.net/forum/career-advice-needed.html

I have a job interview next week BUT it's for a completely different sector

I would like to work in a hospital - the role I'm going for is a receptionist at an emergency department! I want something challenging and think I would really enjoy this role.

However, I'm currently a mortgage administrator and I have been in the finiscial industry since I've left school.

Any advice?

Read more: https://allmortgage.net/forum/i-have-a-job-interview-next-week-but-it-s-for-a.html

I want to buy a home in nj?

My fiancé credit is low mines is at 680 can we both use be on the mortgage?

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Can my Chapter 13 Bankruptcy repayment plan increase without reason?

File for Chapter 13 Bankruptcy. Was paying my monthly fee along with my mortgage payments than suddenly the price went up enormously. What gives?

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Do I take a $330,000 mortgage on a new house or pay it in cash with the anticipated $500,000 cash on current house when it sells?

Do I take a $330,000 mortgage on a new house or pay it in cash with the anticipated $500,000 cash on current house when it sells?

Read more: https://allmortgage.net/forum/do-i-take-a-330-000-mortgage-on-a-new-house-or-pay-it.html

Sell my house as an investment property or primary residence?

Based on when I set the closing date, I can sell my house as an investment property (rental) OR a primary residence. Which makes more sense financially? Here are the stats: I purchased for $156K in 2009, put $35K in improvements into it and have rented it out the last year for same rent as mortgage. Only able to sell it for $172K, Yes, it hasn't appreciated in almost 10 years AND I'm loosing $20k in renovation expense. How to capitol gains and $ loss factor in to whether I sell as primary residence or investment property? I can still sell as primary residence since IRS rule says you should have lived in the house as residence at least 2 out of last 5 years.

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Apartment I live in got broken into and my landlord told the contractor who she is friends with to bill me for the broken window?

The contractor has now sent me to collections and marked my credit. I'm trying to buy a house and I'm afraid this will hurt my ability to get a good rate on my mortgage. Without paying it, what is the fastest way to get my credit report corrected and get the contractor to bill my landlord?
Added (1). I did tell the contractor I didn't owe him. I didn't call him or arrange the repairs. Didn't sign anything, and was never taken to court. I did file a claim to my renters insurance for the stuff of mine that was stolen.

Read more: Apartment I live in got broken into and my landlord told the contractor who she is friends with to bill me for the broken window?

Why won't he propose?

I'm 25 and he's 35. I thought we're practically engaged but its changed. I get that these things change but why? It's been 3 years now & no signs of him proposing. I live with my dad & he has his own house and mortgage. He's had just 1 serious girlfriend before. He's been asking me to move in for over a year but I've always said no as we aren't engaged & ATM his house is a mess he's got so lazy he doesn't do dishes or clean. I bought him cleaning stuff a hoover etc. I said I can't move in until it's sorted. His spare room you can't even get in there. ATM it just isn't practical for me to live because there's nowhere for my stuff etc & it has to be comfortable for me if I'm gona live there right? His washing machine has never worked since I've been with him. He used to have a family friend who was his cleaner but she's gone so he just doesn't wash his clothes for ages then gives them to me. He should have the motivation to sort the house and propose? I know he works late & long hours but it's getting ridiculous. He used to mention the words "forever" but when I mention it now he says forever is a long time things can change. Maybe he stays with me because it's easier. He says if I lived there he would clean up & would never leave mess. All my friends are saving for weddings/houses/getting engaged & been together less time so why aren't we doing the same? My friend is 21 & got deposit & getting a mortgage with her boyfriend of 2 years. He's 35 doesn't he want to settle down or have kids?

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