Sunday, August 10, 2014

Will I have a chance of getting a car loan?

OK. I was told by a few of the viewers that I wouldn't get approved for $14,670 Nissan Versa. So, will I have a chance of getting approved for a $12,835 Nissan Versa S Plus?

I live in Florida.

-My credit score is 711.

-I work at Macy's part time
May 2013 to Present( 1 year and 2 months)
$7.93/hr + Commission

-I just got hired at Walmart Supercenter 3 weeks ago(I know, not enough stability here) as a Full time Overnight stocker.
$11/hr

-I pay no rent/mortgage, but I have a $9,000 student loan that I pay on. $109 a month

-I have $2,000 saved. I only want to put $1,000 down, but I'll put down the $2,000 or MORE down if I have to.

Should I go to the dealership or try a credit union first?

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