Friday, November 14, 2014

Why haven't I seen a refund for the force-placed homeowners insurance premiums I paid?

My lender imposed forced-place homeowners insurance on my home assuming I had no insurance coverage. In fact I did. I provided proof of homeowners insurance from the insurance company I use. The mortgage company sent a letter stating that the insurance they placed was cancelled and that "the account was refunded" for the periods in question. The total amounts to about $4,900 for four different years. I have not seen a refund check. What should I do?

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