The key distinction between mortgages and deeds of trust is that?

a. with a mortgage, title to the real estate is held by a third party.
b. with a mortgage, use and possession of the real estate is a right belonging to the lender.
c. with a deed of trust, title to the real estate is held by a third party.
d. with a deed of trust, use and possession of the real estate is a right belonging to the lender.

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