My husband and I spent a lot of money last month, about a grand more than usual. It was because I just had a baby. The lender wanted ur bank statement from last month, and I am worried the expenses will look bad.
My husband grosses 44k a year. We cant count my job as I just got it, but they know I'll be making around 28k a year from here foreword. Still they are going off only his income right now. We still have a good stash in savings and checking (14k) and seller is covering closing. Will they hold our spending against us when considering us for a loan?
Read more: Advice from a mortgage underwriter or broker?
