Can I contract insurance work out in Texas?

I have hail damage to my mortgaged home's roof. I would like to know if I have the option to contract out the work myself? I have had a roofing contractor look at the roof but I didn't sign any paperwork. Signing, here in TX, would have bound me to that contractor if/when the claim is approved. I certainly want to get the work & am not trying to "pocket" the money. However, I'd like to get at least 3 quotes from reputable contractors and make sure that a fair price is being charged & be able to maybe put any "profit" into other work I'd like to do on my home.

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