How do we get FHA loan without rma?

We're trying to buy a property on a private road. One of the other owners is refusing to sign the rma. That is preventing us from getting the loan! Conventional is too expensive… Is there any way we can work around it? He doesn't even need to do any work, we just need him to sign to say he has no responsibilities!

Read more: https://allmortgage.net/forum/how-do-we-get-fha-loan-without-rma.html

Looking into buying a house for the first time; is it possible to get a mortgage if one spouse has bad credit & the other has good credit?

Looking into buying a house for the first time; is it possible to get a mortgage if one spouse has bad credit & the other has good credit?

Read more: https://allmortgage.net/forum/looking-into-buying-a-house-for-the-first-time-is-it.html

Career Advice Needed?

I graduated from college in 2016. After graduating I worked for a bank for a little over a year and worked in the mortgage industry for almost a year. I got laid off at the beginning of this year. I found a job in less than two months. The person training me at this job was rude and disrespectful at times. After about 6 weeks I told my boss about this because I wanted the situation to improve, I asked for advice on how to improve my working relationship with my co worker. I was fired the same day, I was told I wasn't meeting their expectations and wasn't a good fit. I was shocked this is the first time I had ever been fired. So now I'm looking for a new job, I think its best if I don't put this job on my resume since I didn't even work there two months. My question is will a prospective employer find out that I didn't list this job on my resume with a background check? Also I'm probably going to have to take a pay cut on my next job
I started out making 32K a year, then 37K and I was recently at 41K. How much of a pay cut should I take?

Thanks in advance
Added (1). I just want to add more to this:
1. The comments that were made to me were "Can you read", "Did you smoke weed and forget", "How did you graduate school". The person was 2 years younger than me. These comments were made to minor mistakes while I was being trained during the first 2-3 weeks. After the 4 week I was working independently for the most part and avoiding my co worker because she had a rude attitude. Everyone that I asked for advice for said to talk to my co-worker about it.
Added (2). Or talk to my boss about it
I approached my boss to ask how I was doing, she turned the question around and asked me the same thing. I said that I feeling like I'm continuing to improve and working independently. Then she asked if I'm having any issues. I said I would like advice on how to improve my working relationship with my co- worker because I told her while I was being trained she was making rude and disrespectful comments. She asked for examples and I told her what she said.
Added (3). Then a few hours later, my boss took me into the dept manager's office. He told me that I wasn't doing well and I'm not a good fit. I said this is the first I'm hearing about this and he said it is just not working out.

I only have a 3 month gap for employment and it isn't that long in my opinion. I think it's best that I leave it off.

Read more: https://allmortgage.net/forum/career-advice-needed.html

I have a job interview next week BUT it's for a completely different sector

I would like to work in a hospital - the role I'm going for is a receptionist at an emergency department! I want something challenging and think I would really enjoy this role.

However, I'm currently a mortgage administrator and I have been in the finiscial industry since I've left school.

Any advice?

Read more: https://allmortgage.net/forum/i-have-a-job-interview-next-week-but-it-s-for-a.html

I want to buy a home in nj?

My fiancé credit is low mines is at 680 can we both use be on the mortgage?

Read more: I want to buy a home in nj?

Can my Chapter 13 Bankruptcy repayment plan increase without reason?

File for Chapter 13 Bankruptcy. Was paying my monthly fee along with my mortgage payments than suddenly the price went up enormously. What gives?

Read more: Can my Chapter 13 Bankruptcy repayment plan increase without reason?

Do I take a $330,000 mortgage on a new house or pay it in cash with the anticipated $500,000 cash on current house when it sells?

Do I take a $330,000 mortgage on a new house or pay it in cash with the anticipated $500,000 cash on current house when it sells?

Read more: https://allmortgage.net/forum/do-i-take-a-330-000-mortgage-on-a-new-house-or-pay-it.html

Sell my house as an investment property or primary residence?

Based on when I set the closing date, I can sell my house as an investment property (rental) OR a primary residence. Which makes more sense financially? Here are the stats: I purchased for $156K in 2009, put $35K in improvements into it and have rented it out the last year for same rent as mortgage. Only able to sell it for $172K, Yes, it hasn't appreciated in almost 10 years AND I'm loosing $20k in renovation expense. How to capitol gains and $ loss factor in to whether I sell as primary residence or investment property? I can still sell as primary residence since IRS rule says you should have lived in the house as residence at least 2 out of last 5 years.

Read more: Sell my house as an investment property or primary residence?

Apartment I live in got broken into and my landlord told the contractor who she is friends with to bill me for the broken window?

The contractor has now sent me to collections and marked my credit. I'm trying to buy a house and I'm afraid this will hurt my ability to get a good rate on my mortgage. Without paying it, what is the fastest way to get my credit report corrected and get the contractor to bill my landlord?
Added (1). I did tell the contractor I didn't owe him. I didn't call him or arrange the repairs. Didn't sign anything, and was never taken to court. I did file a claim to my renters insurance for the stuff of mine that was stolen.

Read more: Apartment I live in got broken into and my landlord told the contractor who she is friends with to bill me for the broken window?

Why won't he propose?

I'm 25 and he's 35. I thought we're practically engaged but its changed. I get that these things change but why? It's been 3 years now & no signs of him proposing. I live with my dad & he has his own house and mortgage. He's had just 1 serious girlfriend before. He's been asking me to move in for over a year but I've always said no as we aren't engaged & ATM his house is a mess he's got so lazy he doesn't do dishes or clean. I bought him cleaning stuff a hoover etc. I said I can't move in until it's sorted. His spare room you can't even get in there. ATM it just isn't practical for me to live because there's nowhere for my stuff etc & it has to be comfortable for me if I'm gona live there right? His washing machine has never worked since I've been with him. He used to have a family friend who was his cleaner but she's gone so he just doesn't wash his clothes for ages then gives them to me. He should have the motivation to sort the house and propose? I know he works late & long hours but it's getting ridiculous. He used to mention the words "forever" but when I mention it now he says forever is a long time things can change. Maybe he stays with me because it's easier. He says if I lived there he would clean up & would never leave mess. All my friends are saving for weddings/houses/getting engaged & been together less time so why aren't we doing the same? My friend is 21 & got deposit & getting a mortgage with her boyfriend of 2 years. He's 35 doesn't he want to settle down or have kids?

Read more: Why won't he propose?

How much can i afford. Housing?

I make 65k per year. About 2600 every 2 weeks. I live in canada british Columbia. I'm single. And i have about 25,000 saved up and 30k in vehicle debt (made a bad choice just out of highschool). And zero credit card debt. I also have (awesome credit) according to my provider.

I'm a carpenter, looking for a house that could use a bit of upgrading. Not looking for townhouse or condo.

What's a rough idea of what they would approve me for?

Thank you. I have an appointment next week for a mortgage approval. (I'm asking for your advice so i can get an idea before they give me bad or good news

Read more: How much can i afford. Housing?

In the UK, should I apply for the £10,000 masters loan for postgraduate study if I already have it in savings?

The savings were intended for use towards buying a house after my studies, and I'm not sure how much interest works out for the masters loan, since I know it is payable separately to the bachelor loan and not sure what the interest of it is compared to that of a mortgage.

Read more: https://allmortgage.net/forum/in-the-uk-should-i-apply-for-the-10-000-masters-loan.html

How much can I get for a mortgage?

When applying for a mortgage and you already have another mortgage… Is the full amount still owed on the first taken off what you re allowed to borrow for the second?

Read more: How much can I get for a mortgage?

My mom jsold her home & she wants to pay off the mortgage on my second home & live in it. Can she just pay it off or do we need a closing?

My mom jsold her home & she wants to pay off the mortgage on my second home & live in it. Can she just pay it off or do we need a closing?

Read more: My mom jsold her home & she wants to pay off the mortgage on my second home & live in it. Can she just pay it off or do we need a closing?

Can you claim a minor step child who lives in your house without paying rent and you live in another house?

My 17 year old step child lives in the house that I owe without paying rent. I pay the mortgage and I live in another house in another city. We don't live physically in the same house. Can I claim him as dependent?
Added (1). I financially support him 50% . His older sister supports him 50% as well.

Read more: Can you claim a minor step child who lives in your house without paying rent and you live in another house?

What is the max amount I should spend on mortgage each month?

I take home $2,040-$2,060 per month (gross around $2,880)
Other than a $300 car payment I have no debt. Cell phone bill is $48 per month and I spend around $120 on gas per month.

Read more: https://allmortgage.net/forum/what-is-the-max-amount-i-should-spend-on-mortgage-each.html

How are people able to buy so much furniture when they are moving into their first house?

Say a person is buying their first house, how are they able to buy a bed, couch, etc? How can they afford a monthly furniture bill along with a house mortgage?

Read more: https://allmortgage.net/forum/how-are-people-able-to-buy-so-much-furniture-when-they.html

MONTHLY MORTGAGE PAYMENT QUESTION?

Louisa is purchasing a $125,000 home and her bank is offering her a 30-year mortgage at a 4.75 percent interest rate.

In order to lower her monthly payment,
Louisa will make a 20 percent down payment and will purchase 2 points.

What will her monthly mortgage payment be?

Read more: https://allmortgage.net/forum/monthly-mortgage-payment-question.html

Can remarriage mean paying more money in child support in Virginia?

My ex is saying I have more money because my EXPENSES are less because I'm remarried. So she wants more money in child support. My income has NOT changed only my relationship status. Then my issue with Virginia; I don't know about other states; is they never use both my income and expenses to evaluated the calculations in child support. Only MY income. And if my wife's income is inclusive with mine and the court will use our combine income to modify the child support shouldn't Our Expenses be use too. (IE) I'm single, my income has Not changed, yet I no longer pay a mortgage does that mean there's a change in my material circumstances? And hence I have, I suppose, what could be considered as disposable income; so I must pay more in child support. I read remarriage can constitute a material change because with the combine income "my" Expense is "lower" and my income is "freer" to pay more in support. How is this legal and/or constitutional even? Because A)The court does not calculate anyone's unrelated child expenses as part of evaluating support. B) The Step-parent is not obligated to support the child/children C) Is it constitutional to force a person on how they should spend their money after they have satisfy their responsibly?

Read more: https://allmortgage.net/forum/can-remarriage-mean-paying-more-money-in-child-support.html

Will I get a mortgage after leave of absence?

I took a leave of absence from my job for about a year. I'm starting back with the company on June 1st. I haven't worked during this leave of absence however I was with the company for about 10 years prior to my leave. I was wondering if I were to apply for a mortage and disclose my leave of absence, what is the likelyhood of being approved?

Read more: https://allmortgage.net/forum/will-i-get-a-mortgage-after-leave-of-absence.html

What is the total mortgage payment for this house?

Troy took out an 80/20 mortgage to buy a house costing $100,000.

The first (80 percent) mortgage has an interest rate of 4.75 percent.

The second (20 percent) mortgage has an interest rate of 7.525 percent.

Both the first mortgage and the second mortgage are 30-year fixed-rate mortgages.
_______________________________________…

Also, to figure out this question. Do I have to combine the 80 percent and 20 percent mortgage monthly payments together to find the total mortgage?

Please Help.

Read more: What is the total mortgage payment for this house?

Math Question. I need help finding the mortgage payment. Please Help What is his total mortgage payment for this house?

Kenny took out an 80/20 mortgage to buy a house for $100,000.

The first (80 percent) mortgage has an interest rate of 4.75 percent.
The second (20 percent) mortgage has an interest rate of 7.525 percent.

Both the first and second mortgage are 30-year-fixed-rate mortgages.

Read more: https://allmortgage.net/forum/math-question-i-need-help-finding-the-mortgage-payment.html

Grandmother dies with no will, daughter gets house and isn't paying the mortgage, can the granddaughter take her to court for the house?

My grandma died last year and did not have a will. My mom got her house because of that. She is now 4 months behind on the mortgage, she has no income coming in at all. This house has been in our family for 30 years now and I really don't want to lose it. I have tried asking her if I can move in and take over the mortgage and she refuses. Before she moved in she was homeless and on drugs. I feel like she is just trying to stay there until they foreclose it. Is there anything I can do to get the house from her? I have a stable job and good income coming in. Can I take her to court for it? Or am I out of luck?

Read more: https://allmortgage.net/forum/grandmother-dies-with-no-will-daughter-gets-house-and.html

Thinking of a career change from HR to Certified Nursing Assistant. Any advice?

I just turned 26 years old, and I've been working in Human Resources for 4 years after graduating college. I enjoy HR very much and could definitely see myself staying in this field for my whole career.

At the same time, I'm young and have no ties- no family, kids, or mortgage (I rent month-to-month). So I feel like now is the perfect time to try something new!

I have an opportunity to work full-time at a nursing home as a Nursing Assistant. Training would begin immediately and I'd finish with a certification, so I'd be a certified Nursing Assistant (CNA). The company would pay for the certification 100 percent and guarantee full-time employment once the training is complete. I'd only owe them one year of service.

So if I leave HR for a year for this opportunity, I'd become a CNA in just one year and have this qualification/ experience on my resume. It sounds great, the only thing is I'm currently making $55,000 a year, and CNAs are paid like $14/hr. That's incredibly low, so I'm kind of torn. What do you think? Any advice?

Thanks!

Read more: Thinking of a career change from HR to Certified Nursing Assistant. Any advice?

Can I get a mortgage for only a few weeks/months? (UK)?

I'm selling a property which is mortgage free and owned.
I have found a house which I love, but can't buy it as I have yet to sell mine.

The seller of the property is not willing to wait and is open to other buyers.

Can I get a mortgage and buy the house until mine has been sold?
Added (1). Would the bank allow a temporary mortgage? (I've never taken a mortgage before so not too sure how this works)

Would I have to inform the bank that I will pay them back once my property sells?

Read more: Can I get a mortgage for only a few weeks/months? (UK)?

Alex Jones is being sued for Millions for the lies he tells about Sandy Hook, which of Trumps lawyers will re-mortgage their house to pay?

them off and bury the suit?

Read more: Alex Jones is being sued for Millions for the lies he tells about Sandy Hook, which of Trumps lawyers will re-mortgage their house to pay?

Can I sell my house fast for cash in Phoenix?

I'm currently late on my mortgage and am facing foreclosure, I'm just wondering if there's any way that I to get rid of the house and just get out of it as there's no way I can financially afford the house.

Read more: Can I sell my house fast for cash in Phoenix?

Can my salary be put forward in the application for a mortgage to count towards income coming in. With out actually being on the mortgage?

Can my salary be put forward in the application for a mortgage to count towards income coming in. With out actually being on the mortgage?

Read more: https://allmortgage.net/forum/can-my-salary-be-put-forward-in-the-application-for-a.html

How can I take over my parents mortgage payments?

My parents retired and live abroad now. My brother and me live at home and pay the mortgage. I'm wondering how to change the mortgage from there name to ours or if that's even possible.

Read more: How can I take over my parents mortgage payments?

If I forgive the remainder of a Mortgage loan, how can I be certain the county records will clear the Deed of the encumbrance?

If I forgive the remainder of a Mortgage loan, how can I be certain the county records will clear the Deed of the encumbrance?

Read more: If I forgive the remainder of a Mortgage loan, how can I be certain the county records will clear the Deed of the encumbrance?

Town inspectors found a lot of violations witch I didn't know in my rental house but I don't have enough money to fix them?

This was my house, but in 2008, but when realstate market crashed i was about to loose the house, so I moved out of there. I tried to sell it but the value of the house went down to much and the deb was much higher than what the house it's worth. And currently still pretty much the same situation. I'm renting the house but I'm not even making enough to pay my mortgage, I still have to put $200 out of my pocket on top of the rent they pay me just to keep the house from going into foreclosure. Now despite of buying the house with a C.O. Town inspector says that there's a lot of work that was done with out permit, not sure how they sold me the house with all this violations. Now and i don't have money to fix all this violations. What other option i have to solve this problem? Can anyone help?

Read more: https://allmortgage.net/forum/town-inspectors-found-a-lot-of-violations-witch-i-didn.html

Just inherited large sum of money after dad. Should I keep it or give to family?

It's quite a large sum of money for my terms, but not nearly large enough to save me for the rest of my life (think 2-3 years max of worry-free life)

Mom asks me to keep it in her account as she would use it for various things (pay mortgage / insurance, buy land, get rid of neighbours in shared house we own / buy it out, …)

I'm currently in uni, so money is tight, but I don't need THAT much money right now. I've been able to get through with monthly allowance and a side job, and this would mean I'd no longer need to ask for allowance.

But I fear that me keeping it would shatter my already fragile relationship with rest of family (sister, mom) - they said it would mean I no longer have any interest in them (and implied she would disinherit me)

Should I keep that money and risk getting disinherited (this would probably just be emotional loss for me as I don't rely my future on getting any property), or should I give it all to my mother's account and continue asking for monthly allowance to ket through college for 3+ years until I'm able to get by on my own, or should I come up with a third solution (keep something give rest / shared bank account accessible by both me and mom / something else?)

This question may sound weird, but I really don't want to make a rushed decision, and get as much advice as possible. My mother is a rash woman with often jerk reactions, but I know she loves me. I want to make a choice that would be reasonable for everyone.

Read more: https://allmortgage.net/forum/just-inherited-large-sum-of-money-after-dad-should-i.html

What do I need to pay for to buy a home?

I have been pre approved for 160k to buy a house. That is including my down payment and what the bank will lend me. Does that mean I can afford a house that's 160k or do I have to look for something like 150k because closing costs and taxes?

What else should I be expecting to pay for? Do I need to hire a home inspector before I actually sign for the house?

I'm not worried about how much my mortgage will be I need to know what this 160k will buy me

Read more: https://allmortgage.net/forum/what-do-i-need-to-pay-for-to-buy-a-home.html

I'm Mexican American. What I want is higher wages, free college. I don't want a wall. It will not benefit me at all. Do you understand?

Federal minimum wage is 7 dollars an hour.

How am I supposed to pay my bills, go to college with that?

How am I supposed to buy a house, pay a mortgage with 7 dollars an hour?

Read more: I'm Mexican American. What I want is higher wages, free college. I don't want a wall. It will not benefit me at all. Do you understand?

How you are required to live in your home as your primary residence in order to get a reverse mortgage?

if someone were to lie about living there ---- would anyone notice or care?

how could they police that?
Added (1). if they knock on your door --- you're not required to answer it.

Read more: How you are required to live in your home as your primary residence in order to get a reverse mortgage?

Is mortgage interest deductible?

Is mortgage interest deductible?

Read more: https://allmortgage.net/forum/is-mortgage-interest-deductible.html

I don't understand what points are for a mortgage. Could you explain it to me as simply and clearly as possible. A mortgage already?

comes with interest, so what are the points for? Perhaps as if you are talking to a 5th grader. Thanks.

Read more: https://allmortgage.net/forum/i-don-t-understand-what-points-are-for-a-mortgage-could.html

Having tenants pay off our mortgage? What do you think of the below idea? If we ask our tenants if they can pay just $100 per month more?

(as an example) and at the end of the year, we would pay them the total they paid ($1200) plus an extra $100 more (totaling up to $1300). So they benefit by $100. These dollar amounts are just rough ideas. And we benefit by having them pay off our mortgage quicker and so we pay the bank less interest.

Would this be a good idea or not? Why or Why Not?

And if not. Do you have other unique or unusual ideas that would work to pay off our mortgage quicker?

Read more: Having tenants pay off our mortgage? What do you think of the below idea? If we ask our tenants if they can pay just $100 per month more?

I'm so mad becuz the GOP's mortgaging my grandkids' future with their red ink. Trillion $$$ deficits! Which GOP senators should I write to?

I'm so mad becuz the GOP's mortgaging my grandkids' future with their red ink. Trillion $$$ deficits! Which GOP senators should I write to?

Read more: I'm so mad becuz the GOP's mortgaging my grandkids' future with their red ink. Trillion $$$ deficits! Which GOP senators should I write to?

Where does a tenant stand regarding opening a Landlords mail and more?

So mail arrived at the property that I live in addressed to The Landlord and Occupiers, before the Landlords agent could arrive another tenant opened the mail. It had an eviction date on the mail for all tenants within the property. The agent has stated the issue has been dealt with but on Monday this tenant called and they were told the eviction has been put off for two months. Now I know the Landlords have made payment and the eviction will not be happening but this tenant wants proof from the Landlords/Agent. The Landlords have stated that they are not obligated to provide proof and the mail should not have been opened in the first place.
We would not have known anything about an eviction had this man not opened the letter and the Landlord would have dealt with it.

I wanted to ask…
1. Do the Landlords have to provide proof that the eviction is not going ahead?
2. The mail said Landlord and Occupiers, before the Landlord could collect the mail the other tenant opened it, did he have a right to open the mail?
3. The Solicitor gave the tenant information about the Landlords account, did they have a right to do this even though he is not named on the Mortgage. He even sent them a tenancy agreement.

The agent has stated that mail has been going missing which lead to the issue but he claims that's impossible, I have lived in the property quite some time and I believe the agent.

Let me know what you think.
Added (1). Just to confirm, the Landlords full name was on the letter then it said occupiers.

Read more: Where does a tenant stand regarding opening a Landlords mail and more?

What is the best buy to let mortgage?

I have a 90k deposit for a house in London and this will be my first property.

Read more: What is the best buy to let mortgage?

How to move to New England with plenty of money but no job lined up before the move?

I'm a single 26 year old woman with nothing tying me down (no kids, partner, pets, mortgage, etc) however I've lived in the same area my whole life. After I graduated college 4 years ago I found a job in my field of study in my hometown, and I've been with this company ever since! So I'm really not someone to hop around. Even though I live in my hometown, I don't live with my parents- I live on my own and I'm financially independent. I've been climbing the ladder at my job but I'm no longer happy here- it's time to finally go new places, meet new people, and experience new things outside of my small hometown (even though I love the small hometown feel!)

I've been traveling throughout New England recently to get a feel for the area (I live on the tri-state border of NY, NJ and PA). I've recently visited Burlington VT, Stamford CT, and Cape Cod and Nantucket. I didn't like Burlington but I fell in love with Cape Cod and Nantucket. I want to move to one of these islands but of course I'm open to other areas in New England. I have over $120k saved, but I don't have a job lined up. I've already started my job search but I really want to move by June. So how do I do make the move WITHOUT having a job lined up first? Any advice? Thank you.
Added (1). I feel like summer is the best time to move, plus I'll be 27 this June. It's seriously time to embark on the next chapter of my life.

Read more: https://allmortgage.net/forum/how-to-move-to-new-england-with-plenty-of-money-but-no.html

Is my brother betraying the family? IS he selfish?

So in my family I live with my three older brothers 21-26. We all have jobs and contribute to bill and such except my father who hasn't worked in over 12 years. My mom has a job but she doesn't make much. We all have jobs and So around 2 years ago when I was around 17. My oldest brother bought a house for my mother in his name as s gift. He used credit and a down payment he had great credit and got approved. As a family my brothers agreed to help I didn't have a job and once I got a job I've been helping since. So my brother that's 24 says he moving out soon after an argument about money. He says he can't stand being here and that we all should go on our own since were all grown men. I said that's fine by me and give me three months. I really would rather stay rather than find my own apartment and struggle as I don't maje much. My oldest bro feels betrayed because our mortgage is 2200 a month not including other bills. My brother that's 24 has the best job of us get paid most by the hour. There was a huge fight between us and my mom is upset.

I have another brother older than us all he's 31. He doesn't live with us and I don't talk to much but I Facebook book about apartments. He asked why and I told him and he feels that our brother is selfish and betraying the family. He doesn't have a good job either and mainly is supported by his girlfriend. I'm just wondering do you think it's wrong to move out for no reason and putting. Bigger finance burden on your family?

Read more: https://allmortgage.net/forum/is-my-brother-betraying-the-family-is-he-selfish.html

Why do red state relative beg for money more than ever in Trumptopia?

I'm from WV. My wife is from eastern KY. We decided to move to PA when we were in our early 20's. We stayed 2 years before we moved to about 15 miles north of NYC. We're both the first to attend college. We both earned AAS degrees. Our child was the first to earn a BS degree last May in the family. We have done well, we're solid middle class people, 10-12 years frim retirement. We have 11 years left of mortgage payments, butwe'd like to be done in.
Family we left behind literally live in shacks and trailers. I doubt I have a relative that earns more than $8 per hour down there.
They were so happy when Trump won. Now they arebegging harder than ever or trying to find a wah up go a blue state for the oportunities ghat will never exisg in WV or KY. Yel, skme are coal miners, or perhaps theh did it for a year or two in the 1980's, around the tkme we bailed and got educated. We don'tfeell bad for them. Is that wrong? N

Read more: https://allmortgage.net/forum/why-do-red-state-relative-beg-for-money-more-than-ever.html

I'm not willing to relocate for my fiancé career?

My fiancé and I have been together 3 years. She is graduating with her PhD and wants to teach at a university. There are only 2 universities within 2 hours of where we live. I knew we'd likely have to move I've known that for awhile. I've recently realized I'm not willing to relocate for her career. I have a great job here that pays really well, my entire family is here, and I own my own home that is fully paid off no mortgage. She is devastated. The job market here is bad. I'd rather her take any job even just working at a hotel or something then have us have to move. Am I being selfish? What should I do?

Read more: I'm not willing to relocate for my fiancé career?

Want to back out of new home purchase due to medical/financial reasons. Is this possible? If so, what are the consequences and steps? - 1

*Brand new home started building March 10, 2018.

* Singed Purchase agreement

* Gave $3,500 earnest money

*Closing date: July 5, 2018

* Pre approved loan (have not singed anything yet)

*Using VA loan

* Veteran with spinal issues. Condition has gotten worse and house is 4 floors with bedroom on 4th floor and laundry on 3rd floor. This will become an issue going up and down stairs.

* Mother is sick and will need to move in which will cause financial hardship not allowing me to afford mortgage now.

Read more: Want to back out of new home purchase due to medical/financial reasons. Is this possible? If so, what are the consequences and steps? - 1

Want to back out of new home purchase due to medical/financial reasons. Is this possible? If so, what are the consequences and steps?

*Brand new home started building March 10, 2018.

* Singed Purchase agreement

* Gave $3,500 earnest money

*Closing date: July 5, 2018

* Pre approved loan (have not singed anything yet)

*Using VA loan

* Veteran with spinal issues. Condition has gotten worse and house is 4 floors with bedroom on 4th floor and laundry on 3rd floor. This will become an issue going up and down stairs.

* Mother is sick and will need to move in which will cause financial hardship not allowing me to afford mortgage now.

* Maryland

Is this possible?

Read more: Want to back out of new home purchase due to medical/financial reasons. Is this possible? If so, what are the consequences and steps?

Don't know what to do about this bad family situation?

I'm 19 and live with my three brothers,21-26 and our parents. Ok so my dad doesn't work and hadn't for years and my mom doesn't make that much money. They are 60 and 54. Our mortgage is around 2200 a month. My oldest brother had good credit and bought this house for my mom because she wanted a bigger house and that was birthday gift to her in a way. So now, we all have jobs and my brother that's 24 says he thinks it's time for us leave and be on our own since we're all grown men now. It happened after an argument in the house about money issues. I said it's fine by me even mudt give me 3 months I'll be out by June on my 20yh birthday. Even though I honestly would rather save my
money than look for an apartment. So my oldest brother is angry because he feels betrayed because he doesn't make over 2200 a month. My brother that's 24had the best job but he's going to move out. My mom is upset my dad and brother that's 21 seems indiffetrnf. I'm acting as if I don't care but feels it's not right to leave my oldest brother and mom to pay for this alone and plus I'll struggle more but hey that's life tight? I don't know how to feel? Is he selfish?

Read more: https://allmortgage.net/forum/don-t-know-what-to-do-about-this-bad-family-situation.html

If I'm only allowed closing cost and down payment cost to take out my annuity is it possible for my mortgage broker make the number higher?

If I'm only allowed closing cost and down payment cost to take out my annuity is it possible for my mortgage broker make the number higher?

Read more: https://allmortgage.net/forum/if-i-m-only-allowed-closing-cost-and-down-payment-cost.html

How would an 18 year old go about getting into real estate?

My father has a foothold in the real estate market up in washington, buying homes and renting them out for monthly income. I'd love to do this as well, but honestly it doesn't seem like I can do much without getting a job for a year or two to afford a down payment on a house. As well as attaining enough credit to look good for a bank for a loan on the mortgage. Am I too young for a bank loan of such magnitude? What should I do?

Read more: https://allmortgage.net/forum/how-would-an-18-year-old-go-about-getting-into-real.html

How far behind do I have to be before mortgage can start call me in texas?

How far behind do I have to be before mortgage can start call me in texas?
Added (1). can 21st mortgage start calling me if I'm less than 30 days late with a payment

Read more: How far behind do I have to be before mortgage can start call me in texas?

Repealing Glass-Steagall, the community reinvestment act, sub-prime mortgages and shock waves from a global recession. But we'll just?

blame Bush.

Everybody okay with that?
Added (1). I almost forgot about 9/11 which caused unemployment to jump considerably and it is only now back to pre-9/11 levels.

Read more: https://allmortgage.net/forum/repealing-glass-steagall-the-community-reinvestment-act.html

Why is everything so expensive that you need to take out loans for everything?

You need to finance a phone these days. Take out a mortgage for a trailer.
Added (1). Ryde,0n - that's easy to do if you're rich. Not everyone is.
Added (2). mickey - I know who
Added (3). Ryde,0n - Most don't have the money to afford a house or car outright.

Read more: https://allmortgage.net/forum/why-is-everything-so-expensive-that-you-need-to-take.html

What happened to my mortgage loan?

I paid the loan for next month last night via transfer from an account. When I woke up this morning I checked to see if it went through. Not only does the account activity show the payment was made, the mortgage loan has completely disappeared from the account. It doesn't show that we owe for a loan anymore. What could've happened?

Read more: What happened to my mortgage loan?

I cried in front of the professors in my PhD program, is that really bad?

I'm usually always professional. I'm in my first year of a phd program and have gotten A s and A- s in all 11 of my classes. A math professor recently gave me an F in my Stats class. I was told by my advisor that the school won't accept my appeal, that getting an internship will be harder now, that I have to take the class over, yet the F will always stay on the transcript, that if I get another F in the program (over the course of the next 3 years), I will be kicked out of the program and will have to pack my bags and move back home across the country with no degree and a loan thats worth a mortgage. I broke down and cried in front of two of my professors who are important figures in my program. I'm deeply embarassed for crying. I couldnt help it. Do you think that was very unprofessional of me as a phd student?

Read more: I cried in front of the professors in my PhD program, is that really bad?

Want to buy house w/partner w/ FHA loan, was a cosigner, annual income $60,000?

Want to buy house w/partner w/ FHA loan, was a cosigner, annual income $60,000?
Added (1). I was previously a co-signer on my stepmom's loan. I would like to buy my own home/get an FHA loan. I never claimed any first time buyer credits (etc). I can prove my stepmom made all pmnts.

Combined income of $60,000, down payment of $5,000, My credit score is 720, partner has none.

What is amount I could possibly borrow?
Would I even be able to borrow/get an FHA loan such as this?
What do I need to work on to strengthen my chances of qualifying for FHA loan, (if that's even possible)?
Added (2). Sorry I shouldn't have said partner. It will be my sister and we're in it for the long run, and are okay with a mortgage together. She would be my co signer.

Read more: https://allmortgage.net/forum/want-to-buy-house-w-partner-w-fha-loan-was-a-cosigner.html

Is a mortgage administrator a good job to have and why or why not?

Is a mortgage administrator a good job to have and why or why not?

Read more: https://allmortgage.net/forum/is-a-mortgage-administrator-a-good-job-to-have-and-why.html

Does a mortgage loan officer need perfect A+ grammar skills?

Does a mortgage loan officer need perfect A+ grammar skills?

Read more: https://allmortgage.net/forum/does-a-mortgage-loan-officer-need-perfect-a-grammar.html

Should I go to America or Dubai and travel around it for the next six months before University starts?

My ex never lets me see my children anyway and I have no other ties her. I can cover my mortgage for the next six months and just about afford the ticket out there. Should I go?

Read more: Should I go to America or Dubai and travel around it for the next six months before University starts?

Can I Get A Mortgage Loan?

I've been establishing my credit for 2 months, so it's at 650 (I checked). I've also had a water bill for about a year, if that helps. My boyfriend has none (long story).
He makes $8/hr, I make $7.50, both Tu-Sat jobs, 5 hrs/day due to school.
He has vehicle insurance & phone bill ($200/month total). I have a credit-building loan ($50/month).
Also, we have some savings.
What's the possibility we will be approved?
(Please no relationship advice) Thanks in advance!

Read more: https://allmortgage.net/forum/can-i-get-a-mortgage-loan.html

Is my husband being unreasonable about this?

I was on the layoff list where I work. I had a stroke of good luck and found another job at the company will a larger salary that I took immediately. Then I found out I had an unexpected problem. At my new job I'm the boss of several guys. They are all great guys and they accepted me as their boss without any hesitation or problems working for a woman.

My problem is my husband. He wants me to quit my job because he said "I don't want you to working closely with all these guys who want to get into your pants." I told him they can want all they want but it is not going to happen. I pointed out to my husband that we need my income to make our mortgage payments and I would be happy to quit work if he got a job that would cover all our expenses.

Are all husbands this way? I have never given my husband any reason not to trust me. Why does he think every guy wants to get into my pants?

Read more: Is my husband being unreasonable about this?