How to not feel jealous and angry at people who 'have it together' when i don't?

I go to the gym 3 times a week to swim, to keep fit, lose weight and keep on top of my health… I have mental health problems -ptsd and a personality disorder and i try hard to give the impression i'm in control, confident and know what i'm doing… But its a real struggle and effort… And often i think people perceive that 'i'm all over the place' and ' don't have it together ' in my mind… Or are 'out of control'.

and it breaks my heart to think people can see that, as i try to cover my psychological problems up.

but when i'm at the gym i see other men who appear to have it all together, and appear to be naturally confident, happy and in control… And that makes me feel really inadequate, inferior and angry… Because i imagine their lives are worlds apart from mine… They have wives, kids, house mortgage etc… Because i want that too.

i was reminded that these people i see at the gym probably haven't had my life or had my struggles to put up with… Thats why they look confident, happy and effortlessly in control… But i still feel angry about it.

in comparison i'm a man who lives alone in a flat, live on benefits, never found adult relationships, had a hard life… Have difficult psychological problems… That is why i find it difficult to be in control in public.

what do you think?

Read more: https://allmortgage.net/forum/how-to-not-feel-jealous-and-angry-at-people-who-have-it.html

UGRENT! My home is being held in a sheriff s auction in one week, is there any possible way I could prevent this?

I had gone on vacation to come home to a three day notice of my water to be shut off and it was dated the day before I came home but the water had already been turned off. They re saying I owe far more than I do. My situation is fairly bad I d say as since my husband passed away seven years ago I haven't payed a single mortgage payement. This home is all I have. When I had asked to have a copy of the original documents I had signed for my mortgage they couldn t provide one. They said it wasn't in they re system. So I don't understand how they could be auctioning my home if they re documents aren t accurate. I Don't have much money to deal with all this. L need answers quickly. Is there anything I could do in a single week before the auction.

Read more: https://allmortgage.net/forum/ugrent-my-home-is-being-held-in-a-sheriff-s-auction-in.html

Is there a profession that specialises in strategies and different methods to pay off loans/mortgages and large debts?

Is there a profession that specialises in strategies and different methods to pay off loans/mortgages and large debts?

Read more: Is there a profession that specialises in strategies and different methods to pay off loans/mortgages and large debts?

Mortgage- is down payment additional to what the bank gives me?

If I tell the bank I can put a down payment of $100k and then the bank approves me for $500k mortgage, do I now qualify to apply for a $600k house? Or did the bank only give me $400k and now the $500k they gave me includes the $100k said I could put down?

Thanks

Read more: https://allmortgage.net/forum/mortgage-is-down-payment-additional-to-what-the-bank.html

Any places that offer mortgage assistance when you're behind?

somewhere i don't have to refinance my loan

Read more: https://allmortgage.net/forum/any-places-that-offer-mortgage-assistance-when-you-re.html

What is a 3 year fixed rate mortgage?

I'm planning to buy a new house, I was advised to make use 3 year fixed rate mortgage. What are your views on this?

Read more: https://allmortgage.net/forum/what-is-a-3-year-fixed-rate-mortgage.html

FHA home loans do allow you to rent out until a year of purchase. Can you rent out rooms to other people while living there, too?

FHA home loans do allow you to rent out until a year of purchase. Can you rent out rooms to other people while living there, too?
Added (1). I meant DO NOT allow. I'm on my smartphone at work… On break.

Read more: https://allmortgage.net/forum/fha-home-loans-do-allow-you-to-rent-out-until-a-year-of.html

How can I find out which bank owns the mortgage to the house I'm renting?

A few years ago my landlord said she refinanced the house I'm renting from her. But for some reason my rent went up. We're now in a bit of dispute on rent and I want to find out how much the mortgage note really is.

Read more: https://allmortgage.net/forum/how-can-i-find-out-which-bank-owns-the-mortgage-to-the.html

If you are own a house and making minimum wage is that a good thing?

My uncle and my aunt got a divorce and my uncle house worth $900000 and he win the house in court since he use to buy it for $300000 now he lived alone with my cousin and they both make minimum wage and not go on vacation just go home and work life that's it my cousin work and go home and play video games, can they survive on minimum wage? No mortgage but the house worth a lot

Read more: If you are own a house and making minimum wage is that a good thing?

If I apply for a mortgage loan will all three credit FICO scores be evaluated or just one that the lender or bank primarily uses?

I have a 640 with one 612 and 620 so which score will be used if I'm attempting to get approved for a mortgage with citi
Or anyone?

Read more: If I apply for a mortgage loan will all three credit FICO scores be evaluated or just one that the lender or bank primarily uses?

What an Escrow Overdraft is?

I have to pay off a mortgage loan and on the statement there's an Escrow Overdraft fee listed for almost $500. Does anyone know what this means?

Read more: What an Escrow Overdraft is?

Just got approved for 120k mortgage, I have 50k in student loans make 12 an hour with 620 credit score used colege as 2yr work Experience?

Student loans on a income based repayment plan.

Why did people thin i wouldn't be aproved?

Read more: https://allmortgage.net/forum/just-got-approved-for-120k-mortgage-i-have-50k-in.html

How to transfer mortgage and deed to somebody without income?

How to transfer mortgage and deed to somebody without income?
Added (1). I have a friend who at the age of 18 years old took on a mortgage for their parents house. The house was never really hers and she put everything in her name to help her mom out at the time. Now she is getting married and wants to transfer the mortgage and the deed in her mothers name as she doesn't live there. The problem is the mother is not employed and basically rents out the house to pay the mortgage and live.

How the heck can you transfer a mortgage and a deed in this situation?

Read more: https://allmortgage.net/forum/how-to-transfer-mortgage-and-deed-to-somebody-without.html

Can one sue the landlord's lien-holder when the landlord refuses to to fix health and safety issues?

Got a copy of the mortgage agreement from the county clerk. It states that the landlord must keep the property in good habitable condition at all times during the term of the loan.

Should I notify the lien-holder of the condition the property is in? Can they do anything other than terminate the loan and take over the property? Are they liable for anything?

This is in Texas.

Read more: https://allmortgage.net/forum/can-one-sue-the-landlord-s-lien-holder-when-the.html

For sale would fail inspection = no mortgage?

Property was not offered for sale "as is."
The seller was convinced it would not pass inspection by a contractor who obviously wanted a job doing the repairs.

They said no bank would give a loan on a house that failed inspection.
Can't the buyer who wants the home as is, get the repairs done at their cost and then able to get a mortgage?

Read more: https://allmortgage.net/forum/for-sale-would-fail-inspection-no-mortgage.html

Plaintiff high bidder Master in Equity sales?

The county auctions are once a month. On one the judgement was $83,560. The results of the auctions are posted on the county site a few days later. That particular one did not end up selling to the bank who was represented by a lawyer and the lawyer bids up to the highest price that the bank approves. This one the high bidder was the plaintiff who won the auction for $72,500. What do these results mean? Does the owner (who was foreclosed on because they were behind on their mortgage payments) retain the home and that $72.500 is refinanced by the bank. Thus bank gave up the difference in the judgement and plaintiff bid which was $11,060.

Read more: https://allmortgage.net/forum/plaintiff-high-bidder-master-in-equity-sales.html

Rough estimate of mortgage approval?

Salary = 55-60,000 per year

Down payment = 16,000

I have no credit card debt, no loans or leases. Insurance for vehicle is 170/month

I live in Canada British columbia.

Thanks

Read more: Rough estimate of mortgage approval?

What are the three best questions to ask when trying to choose a good mortgage broker?

What are the three best questions to ask when trying to choose a good mortgage broker?

Read more: What are the three best questions to ask when trying to choose a good mortgage broker?

Can I get a mortgage for an average house on £14k per year job?

Can I get a mortgage for an average house on £14k per year job?

Read more: https://allmortgage.net/forum/can-i-get-a-mortgage-for-an-average-house-on-14k-per.html

Tax transcripts for mortgage application?

First time homebuyers here! Husband and I are applying for a mortgage and our broker told us via email at the end of the day today that our tax transcript request was rejected because the addresses don't match. In 2016 and 2017 we lived at the same address but a few month ago moved with family until we found a house so our current address is different, but the current address is what we used on the application. She asked for our previous address and that was it. Anyone know if this is going to cause a hold up for getting our loan approved? Or is it a relatively easy fix?

Thanks in advance!

Read more: https://allmortgage.net/forum/tax-transcripts-for-mortgage-application.html

How can I write a valid letter deed to get notarized?

I recently got a divorce in July 2018. My ex husband and I agreed that I become the sole owner of the home in return of a split of the equity after refinancing and removing his name off the title.
However, I was not approved for the loan on my own at this moment. Because I'm a full-time student, and have been working part-time for the past year, and I'm about
$800(a month) short from the requirements to qualify for the loan on my own. I needed a co-signer, and my brother offered to co-sign for me. I have trust issues I have been screwed over many times. I worry that he will turn his back on me and try to take my home. (although he promises he wouldn't do that, because he has no interest in having ownership of my home) I worry because he is currently living with me and he brought his girlfriend along. I'm already getting screwed as far as bills. Currently my brother is giving me 1/2 of the mortgage payment a month and I'm responsible for the other half including all the utilities, WiFi etc and his girlfriend doesn't pay a dime. I feel that it's unfair because they are 2 and I'm only 1. I worry that he will try to screw me later. How can I write a deed saying he agreed only to help me for financial purposes but has no interest in having ownership of my home, and that I plan on refinancing and getting him removed as soon as I go back to working full-time and I'm eligible to do so? Is there a special way or can I just write it, and get it notarized?

Read more: How can I write a valid letter deed to get notarized?

Should we buy a family house at the top of our budget before Brexit or look at a do'er upper? Or rent for a while after selling my home?

I own a 2 bed terrace (no mortgage on, just me on the deeds) valued at just shy of 140k (offer accepted on my house). We've had an offer accepted at just over 260k on a house which is right at the top of our budget.

Lack of parking is the main issue currently.

I'm concerned about going to the top of our budget (nearly are) when an offer we've put in on a house has been accepted at just over 260k and the market could collapse.

The thing with the house we like is that it needs very little work doing to it as it has been refurbished in the last two years (property developer) and this person bought it just under 170k 2 years ago.

You're now thinking why don't I just look for a do'er upper? I'd love to but I'm due to start a full time uni course with work next week and will be working full time (shift work days & nights) as well as being a dad etc so I will have very little time to develop a property for the next year.

Should we just take the plunge on a house that we like?

Or should we sell and move into rented for a short period to see what happens with property prices and interest rates?

I very much doubt property prices will go up. More likely stay the same or potentially collapse!

The MSE said on tv tonight "It's cheap to borrow money on a mortgage at nearly all time lows at the minute" Is that just enticing us to borrow a lot more money on a product (house in this case) that could potentially devalue rapidly come Brexit day?

Read more: Should we buy a family house at the top of our budget before Brexit or look at a do'er upper? Or rent for a while after selling my home?

What age did you get your first mortgage?

And how do I find well paid jobs? I'm sick of low wages and feel like I can't do anything with my life with my £9.40 per hour job.

Read more: https://allmortgage.net/forum/what-age-did-you-get-your-first-mortgage.html

How acceptable is it to really live with parents in Honolulu?

I grew up in Hawaii and was very fortunate to come from a well off family. My father passed away but made sure no mortgages were left on all his properties so my mother wouldn't have to worry. My Mom hasn't worked for over a decade and was able to make ends meet with the rental income from the other properties my father owned. I'm in my late 20s now and work in banking and trust me I don't make the big bucks I only make $16 an hour. I currently live in my family's 5 bedroom house but it's only me and my Mom since my sister moved to the mainland for school and my father passed away. I contribute paying for electricity and water but I still feel embarrassed about my situation. I'm still single so it would be hard to live on my own with a $16 an hour salary.

Read more: https://allmortgage.net/forum/how-acceptable-is-it-to-really-live-with-parents-in.html

Ways to start looking for a mortgage? Any red flags to avoid?

Ways to start looking for a mortgage? Any red flags to avoid?
Added (1). Like where should i start? Call my bank? Get preapproved with quicken? Scams to stay away from?

Read more: https://allmortgage.net/forum/ways-to-start-looking-for-a-mortgage-any-red-flags-to.html

Should I use my savings to payoff my car loan to afford a better mortgage amount?

I have 7000 in my savings. I make 3200 a month take home pay. I've been doubling my car payments but should I just pay it off and start saving from there?

Read more: https://allmortgage.net/forum/should-i-use-my-savings-to-payoff-my-car-loan-to-afford.html

Why isn't foreclosure showing on my credit report?

I had a bankruptcy that was discharged in 2015 (house was included). House was sold a year later, 2016. Bankruptcy discharge is on my credit report but no mention of foreclosure or mortgage company (it was a conventional mortgage). I'm in a much better position and ready to buy via FHA or conventional. Do I still have to wait because of foreclosure even though it's not showing?

Read more: Why isn't foreclosure showing on my credit report?

Can a seller increase the balance due during foreclosure?

Balloon payment was due on my home 9/14/2017. Sellers continued to accept monthly mortgage payments through escrow company up until 10/14/2018. Received notice of intent to forfeit on 11/15/2018 with amount due $72,949.19. In process of obtaining mortgage. Sellers now want to add $10k to purchase price plus $2k in fees; otherwise they say they will reclaim the property. Is this legal?

Read more: Can a seller increase the balance due during foreclosure?

Is selling mortgages at Quicken loans a difficult job?

My son is fresh out of college- he is at Quicken 5 months and finding the going tough. He passed the mortgage banker test and now is on the sales floor. He is having difficulty selling a mortgage! Is this a difficult field. Thanks

Read more: https://allmortgage.net/forum/is-selling-mortgages-at-quicken-loans-a-difficult-job.html

Friends said I'm a push over and too easily persuaded?

I'm really nice to people, I can't help it but it's how I've been raised. I'm in the position where I own my house and have a lot of disposable income because I don't pay rent or a mortgage. I've spent thousands on friends/family and it's caused a lot of problems.

My brother doesn't speak to me anymore and has convinced my mum and her side not to either. I've lost countless friends who didn't want to repay their debts.

It's really hurting me now, to the point where I question everyone friendship with me. I don't have a lot of friends but the ones I do have don't pay for anything… Especially around me.

Can someone tell me how to man up? Should I just start telling people the truth regardless of how they may feel about it?

Read more: https://allmortgage.net/forum/friends-said-i-m-a-push-over-and-too-easily-persuaded.html

Should I apply for First time home buyer programs+grants?

Before you answer it with "DUHH"
please read.

This will be my first time buying a house.

If I apply, will it make my monthly payments (mortgage) any lower?

So right now, the condo I want is $500/month.
I can pay it off every month easily, no question ask and to me, I don't think I need to apply if I can handle it. Maybe it's for those who can't get a house easily?

If it'll lower the fix rate or purchasing the house much easier, sign me up!

I live in PA
Added (1). "Like other grants, the first-time buyer does not hold an obligation to repay the grant. In this respect, it differs from a loan and does not incur debt or interest. Grants can be given out by foundations and governments. Grants to individuals can be either scholarships or donations." -Wikipedia

WAIT should I still get a mortgage if I take this grant?

Read more: https://allmortgage.net/forum/should-i-apply-for-first-time-home-buyer-programs.html

I'm selling my property soon and should walk away with 500k. Looking for ideas of ways to invest it and no longer work if possible?

As my question says I will have around 500k and want to invest it somehow. I started my home improvement company at 19 and now at 32 i've just had enough but still enjoy working on house's, I would just prefer them to be my own. Anyone have any ideas how best to invest this money?
Not sure if I should buy a house for 500k and do it up and flip it as I have been doing to get to this amount or buy several house's and live in one and rent the others with mortgages of course. The second area I have no knowledge of really but with a baby on the way I don't really want to continue moving.
Thanks.

Read more: I'm selling my property soon and should walk away with 500k. Looking for ideas of ways to invest it and no longer work if possible?

Just quit my corporate job. Now what?

I'm a 23 year old guy, 1 year as a mortgage loan officer. And now 1 as corporate finance consultant. But I quit last Friday. I decided that my time and freedom was more important to me then spending half my life at a desk doing work that I wasn't genuinely interested in

Anyway, I'm a little sad to be leaving a cool city like NYC, but I have to get ACL surgery.

So my plan is to go back to my parents in Florida, get ACL surgery, and recover there for about 5 months.

Okay, now that you have the set up, here is the question. What should I do with my life once I'm recovered from surgery?

I have about $40k saved and 0 debt.

I'm considering a few options and want to know what you think sounds best. I'm also open to new suggestions.

1) take time off to live and travel in a van while I work on re-sharpening my graphic design skills and trying to get freelance work. (I studied design for a couple years in school and really enjoy it. Also the idea of not throwing away money on rent and living in a space you own completely and have the freedom to go anywhere sounds awesome). I would plan on living and traveling in the van for about a year.

2) use the real estate knowledge I gained during my time as a mortgage loan officer to try to use the money I have saved to start investing in real estate. Either by flipping houses or turning the properties into rental properties.

3. Try out for Navy Officer Candidate school

4. Suggestions

Read more: Just quit my corporate job. Now what?

What really happens after your credit card goes to charge off? Anyone been through it? Do you still get sued? Do you still have to pay?

I'm recently married. We're trying to get a house as first time home buyers with fha loan. My wife is a stay at home mom who's credit has gone bad from us missing payments one two of her cards, although she has many more that are in good standing besides those two. We just want to know if anyone has experienced it or gone through it that if you just decide not to pay and let it go to charge offs on amount that's 4,000 and 3,000 will they most likely do it as their loss and not come after us since they will see she is not working and it's her credit card? I know it hurts your credit, her credit is already damaged so we're not worried about that at the moment we just want to know if we can get away with not paying and be able to save all our money to get a house when we're ready.

Read more: What really happens after your credit card goes to charge off? Anyone been through it? Do you still get sued? Do you still have to pay?

I hate that I'm so depressed after I moved from Yonkers NY to Syracuse NY I have everyone on me talking about?

I have everyone on me talking about it's the biggest mistake ever. I hate how I let it get to me when the reason I did it was because the house I lived in Previously was going to a foreclosure I didn't have the money to save it. Now I own my own home now in my name and my mortgage is $600 3 bedrooms 2 bathrooms good neighborhood. But it's not enough, people put me down constantly. I hate myself for allowing it to get to me but i can't help it. How can I help myself feel better. Help! Drowning in sorrow!

Read more: I hate that I'm so depressed after I moved from Yonkers NY to Syracuse NY I have everyone on me talking about?

Why do married men say I throw $ away paying rent 800 month condo and they spend thousands $ on property tax and private school for kids?

I onl6 pay 800 and never have to worry about fixing anything and they seem jealous because they spend over 40 grand a year on big property taxes interest on mortgage and schools for kids not to mention double everything because of wife. I make 10 grand a year and live off 2 grand a month as single guy no kids and they lecture me in spending habits?

Read more: https://allmortgage.net/forum/why-do-married-men-say-i-throw-away-paying-rent-800.html

Do home owners have to pay the full cost of their care (in a nursing home) even if they have left their house to somebody in a will?

I ask this question on behalf of a family member who's mother is now being cared for full time in a privately owned nursing home. The daughter for whom I'm asking this question has special needs and does not know how to go about finding out information or liaising with a solicitor. Her mother had £23000 (approx.) And has paid off the mortgage of her home. The nursing home she is in costs around £520 per week which so far has been paid for with her money. After this money runs out, how will it be paid for? Her daughter is willing to sell the house to pay for her care, but does not know how to go about this. And she is also aware that this house was left to her in her mother s will which was written around 10 years ago. Any advicr would be much appreciated

Read more: Do home owners have to pay the full cost of their care (in a nursing home) even if they have left their house to somebody in a will?

I pay tax on my buy to let property, I also have my own residential property which I live in and I rent a room out to a lodger?

I haven't been paying tax on the small amount of income I get from my lodger. I use the lodgers rent to pay my mortgage which is only like £400 per month. So I don't spend much of my salary which I earn through full time employment. Will that be a problem if I want to remortgage my house? Will the lender have any problems with why I'm saving so much of my salary? I'm a sensible person and have always been.

Read more: I pay tax on my buy to let property, I also have my own residential property which I live in and I rent a room out to a lodger?

Can I take over a mortgage?

Me and my wife both live with our son and daughter and my mother-in-law and father-in-law they own the home and still have a mortgage out when they pass away will me and my wife be able to take over the mortgage? I have ownership of partial property in Toronto and our credit is not good

Read more: https://allmortgage.net/forum/can-i-take-over-a-mortgage.html

How is the interest rates in Uk for mortgage? First time buyer?

Anything first buyers need to be aware of?

Read more: How is the interest rates in Uk for mortgage? First time buyer?

Can a mobile home be financed/appraised if it's missing HUD tag outside but has data plates inside?

I was pre-approved for a mortgage and I'm starting the home buying process. We made an offer on a home but it a manufactured home. My lender said that the home would need to have a hud tag otherwise I would pay for an appraisal and they would not even be able to appraise it. They also said that it had to be attached to the home. The home has been renovated so the HUD tag on the outside is covered. I'm not sure if the home still has its data plate inside (like in a kitchen cabinet, etc) but the owner was going to bring all of the information about the trailer to the realtor today. Should this suffice? I'm not sure if it is the credit union policy that it have a hud tag (and it be attached) or just something the appraiser would need to look up the home. I just need to know if I could even get an appraisal done without the HUD tag on the outside, provided the data plate is still intact on the inside? I'm new to this and unsure. My lender explained it but I still just don't understand and I just wanted someone else s opinion before I spoke to them again about it.
Thank you!
Added (1). Also, this is all located in North Carolina, if that matters.

Read more: Can a mobile home be financed/appraised if it's missing HUD tag outside but has data plates inside?

Will this help me get approved for a lease?

I'm 18 years old and wanted to pay off a lease up front (around $6.5k w/ A-plan from a family member) for a 2018 F-150. My mom is about to buy a house and needs to get approved for a mortgage, so she doesn't want to co-sign for me because she is afraid it might harm her chances of getting approved for the mortage for whatever reason, but she offered to lend me the money i needed and i could just make the monthly payments to her. My sister is willing to co-sign for me but her credit score is around 600 and she won't get approved for the lease, so i was wondering if we would get approved with my sisters bad credit if I paid the lease off up front with the money my mom lends me? Also please do not suggest buying a used car, i have already done that before and with all the repairs and maintenance that comes along with it, i feel like leasing outweighs it. Anyways thanks for reading and i hope you guys can help.

Read more: Will this help me get approved for a lease?

Is it better to put extra money towards mortgage or investing?

Is it better to put extra money towards mortgage or investing?

Read more: https://allmortgage.net/forum/is-it-better-to-put-extra-money-towards-mortgage-or.html

What do you think about sub prime mortgage?

What do you think about sub prime mortgage?

Read more: https://allmortgage.net/forum/what-do-you-think-about-sub-prime-mortgage.html

Can the bank average last two years income for mortgage approval?

Can the bank average last two years income for mortgage approval?
Added (1). My bank submitted a mortgage application and i heard back today that it was approved. I'm worried because my bank advisor averaged my last two years income for the approval which doesn't seem right to me. My two years ago income is more than my income now. Will this get caught in the underwriting process or is the bank allowed to average the last two years of income. My 2 years income difference is 25k.
Added (2). I have a salary job and i'm not self employed

Read more: https://allmortgage.net/forum/can-the-bank-average-last-two-years-income-for-mortgage.html

Refinanced 2 months ago. Now the mortgage company is threatening to call the loan because they can't sell the loan. Can they?

Refinanced 2 months ago. Now the mortgage company is threatening to call the loan because they can't sell the loan. Can they?

Read more: https://allmortgage.net/forum/refinanced-2-months-ago-now-the-mortgage-company-is.html

How do I get out of joint mortgage?

How do I get out of joint mortgage?
Added (1). How do I get out of a joint mortgage?

I currently co-own our family house with my stepfather. I had to be added to the mortgage because he wouldn't be approved on his own. I'm living in the house with my entire family. I now want to leave and move out on my own. Before I go, I want to be removed as a co-owner from the mortgage.
Added (2). Will this affect my credit in a bad way?

Read more: https://allmortgage.net/forum/how-do-i-get-out-of-joint-mortgage.html

My partner said my low income is embarrassing. How should I handle this?

His mortgage runs out next year so he is looking to buy a house with me. I'm self employed but I take in a fair wage (slightly above minimum wage in the UK). He got angry at me today because the houses he wants to move into our completely out of my budget and he wants us to go 50/50 on the new house. He earns 6X what I do so understandably I said that we need to compromise with our budget. He said my low income was embarrassing and asked "when are you going to start earning proper money". I explained I've only been in business for a year and I'm not embarrassed at all about how much I earn. He left for work but how do I approach this topic when I see him? Please help.

Read more: My partner said my low income is embarrassing. How should I handle this?

Can take a mortgage on a home without buying it from owners? Parents buy house and want to pay back with mortgage?

LA county, San dimas ca. See house bought in 2014 by parents, but supposedly the kids got a loan on the house to pay back… No records of selling the house though. Can you do that?

Read more: Can take a mortgage on a home without buying it from owners? Parents buy house and want to pay back with mortgage?

Wolfe Company has a 5-year mortgage for $120,000?

Which requires four equal payments of principal plus interest. In the first year of the mortgage, Wolfe will report this liability as a

A. Current liability of $120,000.
B. Current liability of $30,000 and a long-term liability of $90,000.
C. Long-term liability of $120,000.
D. Current liability of $90,000 and a long-term liability of $30,000.

I answered B…

Read more: https://allmortgage.net/forum/wolfe-company-has-a-5-year-mortgage-for-120-000.html

Just found out the mortgage on the house I rent is in my landlord s deceased aunt s name and possibly going into foreclosure?

I'm a renter and have lived here for a year and a half. When I rented it the lady said it used to be her aunt s no biggie. Yesterday a guy showed up asking for the aunt saying he s with the mortgage company and left papers with notice of rights to an owner during foreclosure. I contacted my landlord who said it was a mix up with a payment and it's fixed. I know it takes more than one payment to get foreclosure started. I'm mostly worried that the house or mortgage is 8n my landlord s name and now the mortgage company knows the aunt and the one on the mortgage is deceased. How worried should I be and how much time do I have if this goes bad?

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What is the Best Deal For a Mortgage?

What is the Best Deal For a Mortgage?

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Using student loan to move out?

Hello I'm in my foundation year at university and I'm moving into my friends spare bedroom in her new home she has gotten. She is hardly charging me to stay with her as we're both students and we have come up with an agreement. I have applied for a basic minimum student loan this year due to my family income being rather large however when I move home the income will be a lot smaller so I will get a much higher loan. I'm smart when it comes to saving money and tend to save rather well. So i was thinking over the next 3 years of uni I was considering saving a fair chunk of my student loan each year and just mostly try to live on the money I earn working at my current job on the side. I was thinking of using my saved student loan to either in two or so years rent my own place or even possibly save it and put it towards a mortgage when I'm ready to buy my own home? I haven't seen any posts when googling to see if anyone else has asked this question or done this but do you guys think its a good idea? Thank you!

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Would you stay in a job that you hate for the money?

I'm currently a Production Supervisor. I'm guaranteed to get promoted to the next level which is an Assistant Plant Manager. One day, I might get promoted to the Plant Manager position which is above Assistant Plant Manager. The company is desperate.

I can't stand the job that I'm in. I want an office based job.

If I became an Assistant Plant Manager, which is office based, I would need to relocate. I want to get married before I relocate. I currently rent rooms in my house that I own so relocation would not be worth it unless I was married. My cost of housing would be higher since my room renters pay for my mortgage. I'd have more responsibility, fewer connections (especially family), and I would have to learn a new geographical area if I became promoted and relocated now. It would not be worth it unless I did it with someone by my side (I.e. A wife).

A majority of the people in my position in the past did not relocate for a promotion.

Also, I have a 14 year old criminal record so my choices are limited in terms of working for alternative companies in different positions (I'd need to do a background check every time I apply for a job).

What would you do?

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Can I get a second mortgage?

I currently have £175K left on a mortgage and am paying £617 a month.

My total out goings on everything amount to £1,500 a month and I have £1,600 left to save / do what I like with.

I earn 50K gross a year before any tax ect and I'm in perfect credit and have no financed items such as a car ect.

What's the likelihood of achieving another mortgage for another property at the same time. Looking at a 50K deposit. Would a 200K mortgage seem plausible?

Thanks!

Read more: https://allmortgage.net/forum/can-i-get-a-second-mortgage.html

Can I buy a property and place a double wide mobile home on it with a fha home loan?

I got prequalified for a home loan but want to buy some land and put a brand new home on it since it would fit my budget. My credit is good.

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