Sunday, December 23, 2018

Can past debts affect my mortgage appliation in Britain? How far back do they look in your debt history?

Between 2005 and 2007 I got in a huge amount of debt with loan companies, catalogues, etc. I was thousands of pounds in debt. I never paid one penny back.
Bailiffs looked for me but never found me. I changed address and number. I didn't care. I was partying a lot back then and was never in one place for too long.
But today I care, I got children to look after and a good permanent job to keep.
I want a mortgage to buy a house.

Read more: Can past debts affect my mortgage appliation in Britain? How far back do they look in your debt history?

If cons showed even half the effort on good will toward their fellow man as they did the border wall, would anyone to hungry this christmas?

Some cons are taking out multiple mortgage on their homes to donate to a gofundme that can even legally achieve its goals.

Read more: If cons showed even half the effort on good will toward their fellow man as they did the border wall, would anyone to hungry this christmas?

Friday, December 21, 2018

Ex Wife's Name on Title Deeds?

I bought a piece of land 30 years ago and my ex wife's name was on the title deeds. We divorced and I gave her a mortgage free house, taking all the debt with me. I did not realise her name was on the deeds until last year. I have a house and other buildings on the land now and have multiplied it's value. It is clear in the affidavit that she also thought the field was solely in my name. The issue is now going to court. Does she have any ownership in this situation?

Read more: Ex Wife's Name on Title Deeds?

When applying for a personal loan, what do I claim my expenses are?

My partner and I own a house (the mortgage is in both our names) and our monthly expenses, which we split evenly, total about $1300 combined.

If I apply for a small personal loan under my own name and they ask what my expenses are (mortgage, utilities, etc.) can I say it's half of the $1300 (since I only pay half) or do I have say my expenses are $1300 ?
Added (1). I should also add - I'm not applying for the loan through the same bank that has our mortgage

Read more: When applying for a personal loan, what do I claim my expenses are?

Thursday, December 20, 2018

Should i get a decision/mortgage in prinicple?

I'm told having one makes me a more attractive/serious buyer. However, i'm also told it expires after 90 days amd affects my credit score. Should i get one it expires, would a second one knock my score? As a result, should i get one once a make a formal offer on a house.

Read more: https://allmortgage.net/forum/should-i-get-a-decision-mortgage-in-prinicple.html