My wife and I just got married a few months ago and are looking to buy a house in the state of NC. Together, we make about $90,000 a year in income. (I make $80,000 and she brings in $10,000 part time). However, I have a bankruptcy that was discharged two years ago due to a previous divorce and my credit score right now is around a 650. Though the bankruptcy has been discharged, I know it will still show up on my credit for many years. My wife has good credit (her score is in the 700s). How hard will it be for us to get a mortgage loan?
Read more: How hard would it be for me to get a mortgage loan?
