Thursday, August 28, 2014

Refinance car loan within a year of purchasing a home?

I recently paid off my credit card debt. My score shot up to a 733. I want to refinance my car loan for a lower interest rate - but I am also considering purchasing a home with my fiancé in 1 year. I don't want to hurt my score in any way to negatively impact my future mortgage loan but would like lower interest payments on my auto. What should I do and why? Details would be helpful. Thanks.

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