Hi I want to know how much loan will I qualify for but at the same time be able to save and live comfortably? Our before tax is $135k. With student loan debt of $15000. (Shoukd be paid off in 3 more years). We will have 20% down. What will I be able to afford and save at the same time with a:
15 year loan @3.5%?
Or
30 year loan @4.5%?
Someone said a $250k house? But the house I really like is $300-350K. Would I be able to afford this. Taxes in nj is $10k for this home.
Thanks
Added (1). * no credit card or other debts*
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