I had signed a contract with Citi Mortgage when I was behind on my mortgage. After determining I qualified for the program the contract stated if I made 4 lowered payments on time they would permanently reduce my payments.
For 10 months this dragged on. I paid on time each month, called them each month and they kept delaying it. Suddenly one day when I called and entered my mortgage number I was not allowed to talk to anyone. I got a notice they sold my loan to Nationstar, who said I had 3 weeks to pay the balance of all the discount I had saved which I obviously didn't have, plus thousands of fees. The following month they started foreclosure proceedings stating i was 10 months past due, not honoring the Citibank agreement and within months lost my house I had had owned for 10 years, I had remodeled the kitchen, upgraded it throughout. I feel Citibank is a fraud that tricked me, lied to me, sold my loan for a profit to a snake and caused me to lose my house.
I obviously can't afford big fancy lawyers. 3 lawyers asked for a $5,000 retainer upfront while admitting they had never handled a similar case. It's been 2 years and I'm trying to put it behind me but they've ruined my credit and stolen my house and gotten compensated for it. Am I supposed to shrug my shoulders and say oh well just because they're big and powerful? On top of it they got billions by Obama for a bailout when I'm the victim not those crooks.
Read more: Is it impossible to sue a big company like Citi?
