I spoke to a mortgage adviser from a large bank who said that because my partner had never had any credit he would have a poor rating. He said he could look at both our credit ratings, but this would also score against us as someone has looked at our ratings. Is it better to look ourselves? What is the best way to do this? Also, we have both had jsome credit, we both took out a loan, but it was over 10 year's ago, would that help? Also I am a regular catalogue user, for about 20 years would that help? I am finding this mortgage business hard already and we are just at the beginning of our journey… Thanks in advance.
Read more: Poor credit rating for mortgage even though never been in debt?
