We are about to go into underwriting on a house we made an offer on. They are using my husband on the loan because I had a couple of things on my credit that wouldn't come off for some reason. He makes over $60,000 a year, credit score is about 670. The only things we pay monthly is rent, car, car insurance, cell phone, he has a monthly payment that goes to the IRS and the regular utility bills. Once everything is paid we have a little bit left over. What are our chances of being denied?
Read more: Could my FHA Loan be Denied?
