Last year I disputed several inaccuracies on my credit report, all 3 bureaus. I am not trying to get a mortgage loan. Everything was fine until it was noticed that Equifax updated each item to read "account updated 4/2014" which has halted to loan approval. The account in question was closed in 2012, the payment history reflects that, but the lenders are stuck on the updated date being so recent. I have always read that disputing information does not negatively affect one's credit but that is exactly what has happened. How do I work around this?
Read more: How can an updated credit report hurt in obtaining a mortgage loan?
