Getting equity loan at closing of home?

I am a first time home buyer and I am looking at buying a home within the next 30-45 days. Searching for homes I came across a lot of foreclosed homes or reduced homes that are very affordable and have a greater tax assessed value(according to Bank of America). I was told to save up 3.5 percent and while I have, I came from an apartment with not a lot of appliances. My question is is it possible to buy a home and get an equity loan right away to buy new appliances and small cosmetic repairs. I don't want to go the Fha 203(b) because I don't think I'd get the funds I need.

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