Can I buy a house with a rural development loan before divorce is final?

I am buying a house and now I have to explain to the underwriter why I am still married after being separated for about 3 years ( Michigan doesn t have legal separation laws). I just started the paperwork for divorce, so I at least have to wait 6 months before it is final, but I was wondering if it s still possible to NOT include him in the buying process even though we are still married. I would wait the six months to start buying, but I ve already begun the process, found the perfect house, and will have to pay out of pocket for inspection fees.

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