Is it possible to refinance a mortgage without getting a re-appraisal?

Looking at possibly refinancing into a 15 year fixed. But I don't want to go through the hassle and what I feel is an unnecessary intrusion of my house for a re-appraisal. Last refinance / appraisal was 2013 - at that time appraised for 715K. Value now is certainly higher due to rising market. Looking to refinance about 450K into a 15y fixed. Not a FHA / VA situation. Who decides on whether or not a re-appraisal is required? Is it lender or Fannie / Freddie? Would any lenders possibly be willing to waive re-appraisal for this sort of loan?

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