We have a FHA loan on our rental home now for 3 years. Can't get rid of it?!

Our rental home has had negative equity since the mortgage crisis hit. We cannot get rid of it because it's worth only 50k now and we owe 95k on it. It is not allowing us to get another good mortgage because of the negotiate equity. We don't want to foreclose and all the loan mod programs turned out to be a joke. Short sale declined too. We never had a late payment and no hardship. We just don't want it anymore. Does anyone know of a program for people like us?

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