House title is in both husband and my name.
30-year FHA mortgage is in husband's name.
I want to re-finance to 15 year. Just found out husband was late several times on his car loan (in his name only). I've never been late on any payments.
My credit is much better. Can I refinance in my name only? We'd get a much better rate?
Or does it have to be in husband's name since his name is on the 30 year?
Thank you.
Read more: If I'm on title but not on original mortgage, can I refinance solo?
