This is kind of a two-part question. First: the bank we're gonna use is Regions, if that helps at all. My boyfriend and I want to buy a house in 2 months. But we both work minimum wage jobs (we've both gotten raises since $7.25, but to give some perspective) and I'm the only one who's recently started to establish credit. To keep from telling anything personal, let's just say he can't start building credit right now, so he has none. Will going in to get a mortgage together with how much we both make but also with his nonexistent credit lower, raise, or not affect our chances of getting approved? It doesn't matter how much (but, if you wanna try and estimate, feel free! Lol) Also, however the previous question was answered, pretend that's how we determined how to approach the bank with the best chance (either together or just myself), how high of a chance will it be we get approved? Again, it doesn't matter to us how much; we just want to know if it's possible. Please no relationship/financial advice. Also, I know it depends sometimes, just give your best guess! Thanks in advance!
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