If I change my identity, as in I move address change my name, and setup a new bank account will I be able to start a new credit file? If I ever get asked on applications if I was known by previous names I'll say No, I know this is fraud but I don't care, it will be 6 years till I will have a clean slate as I've got 3 ccjs, if your going to comment telling me I'll get in trouble save yourself the trouble because I'm willing to take the risk, I'm not trying to avoid debts I just want a clean start where I can do things right and get a good credit score because I'm desperate to get a mortgage. Uk responders only
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