Friday, December 21, 2018

When applying for a personal loan, what do I claim my expenses are?

My partner and I own a house (the mortgage is in both our names) and our monthly expenses, which we split evenly, total about $1300 combined.

If I apply for a small personal loan under my own name and they ask what my expenses are (mortgage, utilities, etc.) can I say it's half of the $1300 (since I only pay half) or do I have say my expenses are $1300 ?
Added (1). I should also add - I'm not applying for the loan through the same bank that has our mortgage

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