My husband and I have credit scores just under 600. His only has like 4 old medical bills otherwise the rest has been either removed or fallen off. He has a 7 year business loan that he had someone co-sign for that he is 3.5 years into and never missed a payment. We have an impeccable reference from our current landlord of 4 years having never missed a payment. I have some old bills on my credit not anything recent from when I was a single mom and lost my job. We have been working hard to fix as much as we can between now and the time we can get approved. I thought about getting a secured credit card. What is your thoughts? Any other ideas that might help.
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