Thursday, July 31, 2014

Can i get a 2nd mortgage forgiven charge off from short sale off my credit report?


Had to do a short sale due to job relocation to another area. Had a buyer and was in the process of the short sale when the 2nd mortgage HELOC hit 180 days late. The 2nd mortgage bank refused a settlement and charged it off. All liens were released and the first mortgage was paid in full. Can i repair the "charge off" on my credit report?

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