I currently own half of a shared ownership house outright as my half was brought as a cash purchase and the housing association Raven own the other half which we pay rent on. Therefore could we get a mortgage or a homeowner loan on our half of the property for home improvements? Also we have a bad credit rating how much will that affect us if we borrow against the house
Read more: Can I get a mortgage on a shared ownership house I already own half of?
