I recently bought a house and keep getting offers in the mail about mortgage protection. They say if I die or lose certain limbs they will pay off 100% of the principle amount and 50% if they are "less important" limbs.
Do those actually pay up? I'm single so I'd like my sister to have the house if I should get in an accident and die(she lives with me).
I think it's something I should get but I don't want to get scammed or pay $30 a month for nothing.
Read more: Do any of those mortgage protection policies work?
