I'm in the process of obtaining an FHA home loan. I filed bk chapter 7 2 years ago and at the time there was a judgement against me from a collection agency. It's still showing as open on my credit report and with courthouse (although equitable shows as satisfied). Bk attorney said he would take care of it but it would take about 30 days. Lender says ch 7 doesn't discharge judgements and that it would have to be take care of. I thought that was the whole point if filing. To discharge debt? Thanks!
Read more: Judgements mortgages and Ch 7 bankruptcy?
