Hello.
May I ask everyone for their experience in managing a low income family.
I just started a new family with a baby, but still don;t know to manage funds. I used to live single for a long time, and it was easy. Now that I want to have my own home, I need to think of mortgage and deposits, how can I achieve it?
My habits are not selfish, I rarely do clothes shopping, and will try not to if I have to. I like to cook my own food, I cook every day, but I also like good quality food, not own brands, for health reasons. I also prefer natural cosmetics, like shampoos etc.
For now only my partner is at work, he will get something like 25-45000£ a year, self-employed. I am not working at the moment but would like to after I let my baby to nursery/school. I am also educated in BS but if I need I can take any job.
Thank you.
Read more: Low income family, how to manage?