We started to buy a house in May. We've had to switch financial programs because the bank's "expert" kept screwing up. Because of her mishandling this mortgage, our insurance for the house is higher than should be, and there's double costs for appraisals, etc… Now, the night before closing, we finally get paperwork showing what our monthly payment is going to be, and she tells us we need to show up with $815.00 or try redoing MSHDA, taking even longer to close. If we decide enough's enough and don't sign tomorrow, what can the Bank make us financially responsible for?
Read more: What if we decide not to buy a house the day before closing?
