I am totally confused!
My husband is AD military (and a veteran). We talked to the VA about getting pre-qualified for a loan so she pulled my husband's credit report and to my surprise, she said his scores were not high enough as he has to have at least a 620.
Through our bank (USAA), we have Credit Check credit monitoring service. It just keeps us abreast of our credit, sends alerts if new things pop up etc… It also gives us our reports and all three scores every 30 days. On the most recent reports we pulled up three days ago (Experian, Equifax and Transunion), my husband's scores are in the high 600's yet when she pulled the report, they were in the mid 500's? I don't understand how their report could be so vastly different from the three we get directly from the credit reporting agencies?
Can somebody please explain to me how this works? *Please do not post links to websites. I know how to do that myself*. Thanks:)
Read more: Why are our credit scores so much lower when a mortgage lenders pulls our credit?
